Zip lookup · OH

44275
Spencer, Ohio.

Spencer, Medina County, OH · Cleveland-Elyria, OH metro · population 3,186

What it costs per month · 44275 $1,742/mo

to buy the typical home at today's mortgage rate — +$998 (+134%) since Jan 2020.

What the home itself did
1 year
Up $17,025 +5%
$314,800$331,825 since Sep 2025
5 years
Up $77,729 +31%
$254,096$331,825 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 44275 $1,742 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 44275$1,742
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 44275 rose 5.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Medina County, OH 93% · Lorain County, OH 7%

School districts in 44275, by share of its land: Black River Local 62% · Cloverleaf Local 33% · Wellington Exempted Village 2% · New London Local 1% · Keystone Local 1%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Spencer, OH — measured over the city limits, which is a different area from this zip.

Typical home value $331,825 as of Sep 2026
+5.4%year on year

Typical home value — 44275

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 44275 $331,825 Cleveland $250,001 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 44275$331,825
  • Cleveland$250,001
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.9 44235 Homerville 1,365 — $379,365
5.6 44253 Litchfield 3,552 — $401,511
5.9 44254 Lodi 4,880 — $260,717
7.8 44880 Sullivan 3,143 — $291,316
8.2 44090 Wellington 10,670 — $289,373
10.2 44251 Westfield Center 963 — $371,660
10.4 44050 Lagrange 7,059 — $302,670
10.6 44215 Chippewa Lake 2,650 — $211,333
11.0 44287 West Salem 7,935 — $259,654
11.5 44214 Burbank 2,450 — $311,070
12.0 44044 Grafton 14,721 — $315,296
12.5 44273 Seville 6,952 — $331,965
12.8 44256 Medina 64,924 $1,929 $381,694
13.0 44859 Nova 1,989 — $307,525
13.2 44280 Valley City 5,503 — $492,107
13.3 44866 Polk 2,106 — $266,328
13.9 44217 Creston 3,804 — $255,803
14.9 44074 Oberlin 11,745 — $274,128
15.7 44049 Kipton 246 — $143,910
15.7 44851 New London 5,038 — $205,095
16.7 44028 Columbia Station 9,671 — $404,457
17.2 44212 Brunswick 45,889 $1,740 $319,395
17.8 44276 Sterling 1,923 — $292,497
17.9 44889 Wakeman 7,500 — $279,107
18.4 44035 Elyria 62,179 $1,380 $187,718
19.0 44281 Wadsworth 34,704 $1,650 $319,609
19.3 44270 Rittman 8,071 — $204,538
19.4 44149 Strongsville 21,098 $2,550 $379,858
19.5 44805 Ashland 30,805 $967 $233,565

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.