Zip lookup · OH

45232
Cincinnati, Ohio.

Cincinnati, Hamilton County, OH · Cincinnati, OH-KY-IN metro · population 6,363

What it costs per month · 45232 $922/mo

to buy the typical home at today's mortgage rate — +$530 (+135%) since Jan 2020.

What the home itself did
1 year
Up $2,999 +2%
$172,670$175,668 since Sep 2025
5 years
Up $38,366 +28%
$137,303$175,668 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45232 $922 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45232$922
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 45232 rose 1.7% over the past year — faster than the nation's +1.2%.

School districts in 45232, by share of its land: Cincinnati Public Schools 100%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Cincinnati, OH — measured over the city limits, which is a different area from this zip.

Typical home value $175,668 as of Sep 2026
+1.7%year on year

Typical home value — 45232

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 45232 $175,668 Cincinnati $305,940 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 45232$175,668
  • Cincinnati$305,940
  • United States$366,157

Within 20 miles

Showing 30 of 83 zips in range — sorting picks from all 83.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.4 45217 Cincinnati 6,454 $1,151 $198,999
1.6 45224 Cincinnati 21,900 $1,260 $209,807
2.1 45223 Cincinnati 14,182 $1,230 $209,367
2.3 45216 Cincinnati 9,569 $1,390 $152,793
2.4 45220 Cincinnati 14,109 $1,175 $329,843
2.6 45229 Cincinnati 13,529 $1,228 $239,823
3.3 45225 Cincinnati 9,583 $1,208 $107,509
3.5 45237 Cincinnati 20,903 $1,173 $196,080
3.7 45207 Cincinnati 6,983 $1,860 $217,865
3.7 45212 Cincinnati 21,526 $1,234 $247,282
3.7 45239 Cincinnati 29,607 $1,313 $206,490
3.8 45219 Cincinnati 20,012 $1,873 $261,163
4.1 45206 Cincinnati 10,299 $1,258 $250,479
4.3 45214 Cincinnati 8,630 $1,241 $131,728
4.6 45231 Cincinnati 40,463 $1,593 $213,386
4.7 45211 Cincinnati 38,049 $1,243 $195,460
4.7 45215 Cincinnati 30,586 $1,341 $231,988
5.1 45202 Cincinnati 17,869 $1,594 $375,806
5.2 45209 Cincinnati 10,570 $1,581 $391,535
5.2 45213 Cincinnati 11,139 $1,321 $291,913
5.4 45203 Cincinnati 2,436 $1,762 $352,499
5.5 45208 Cincinnati 17,943 $1,504 $620,603
5.8 41074 Dayton 5,756 $1,936 $197,935
5.8 45205 Cincinnati 18,651 $1,292 $135,163
5.8 45218 Cincinnati 3,836 $1,350 $227,015
6.0 41073 Bellevue 5,636 $1,445 $242,203
6.7 45204 Cincinnati 8,412 $1,374 $123,443
6.7 45236 Cincinnati 24,513 $1,834 $282,142
6.8 41016 Covington 5,795 $1,275 $195,797
7.1 45238 Cincinnati 48,351 $1,159 $218,679

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.