45236
Deer Park, Ohio.
Deer Park, Hamilton County, OH · Cincinnati, OH-KY-IN metro · population 24,513
to buy the typical home at today's mortgage rate — +$828 (+127%) since Jan 2020.
- 1 year
- Up $1,758 +1%
- $280,384$282,142 since Sep 2025
- 5 years
- Up $62,511 +28%
- $219,631$282,142 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 45236$1,481
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 45236 rose 0.6% over the past year — slower than the nation's +1.2%.
Asking rents in zip 45236 fell 2.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in zip 45236 runs $304/mo more than renting one. The gap peaked at $420 in Jan 2025.
That is $2,138 a month against $1,834 rent: a $1,481 mortgage payment, plus $355 property tax and $302 insurance & upkeep.
Owning vs renting — zip 45236
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,138
- Renting$1,834
- Mortgage only$1,481
Property tax · $355/mo 1.51% of value a year — the ACS 2020-2024 median bill over the median home value for Hamilton County, OH
Insurance & upkeep · $302/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
School districts in 45236, by share of its land: Deer Park Community City 38% · Cincinnati Public Schools 30% · Sycamore Community City 14% · Indian Hill Exempted Village 13% · Reading Community City 4% · Madeira City 1% · Princeton City 1%. Which one a home is in is printed on its tax bill.
Zillow also publishes an index for the city itself: Deer Park, OH — measured over the city limits, which is a different area from this zip.
Asking rent — 45236
Against the Cincinnati, OH-KY-IN metro and the national benchmark.
- 45236$1,834
- Cincinnati$1,522
- United States$1,932
Typical home value — 45236
Mid-tier homes, smoothed and seasonally adjusted.
- 45236$282,142
- Cincinnati$305,940
- United States$366,157
Within 20 miles
Showing 30 of 85 zips in range — sorting picks from all 85.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 2.3 | 45213 | Cincinnati | 11,139 | $1,321 | $291,913 |
| 3.2 | 45237 | Cincinnati | 20,903 | $1,173 | $196,080 |
| 3.2 | 45242 | Cincinnati | 22,623 | $1,870 | $536,279 |
| 3.5 | 45243 | Cincinnati | 16,103 | $2,328 | $738,973 |
| 3.9 | 45227 | Cincinnati | 18,893 | $1,591 | $278,865 |
| 3.9 | 45215 | Cincinnati | 30,586 | $1,341 | $231,988 |
| 4.2 | 45209 | Cincinnati | 10,570 | $1,581 | $391,535 |
| 4.3 | 45212 | Cincinnati | 21,526 | $1,234 | $247,282 |
| 4.5 | 45216 | Cincinnati | 9,569 | $1,390 | $152,793 |
| 4.6 | 45241 | Cincinnati | 23,955 | $1,357 | $392,896 |
| 5.5 | 45208 | Cincinnati | 17,943 | $1,504 | $620,603 |
| 5.8 | 45174 | Terrace Park | 2,321 | — | $782,394 |
| 5.9 | 45111 | Camp Dennison | 265 | — | $273,159 |
| 5.9 | 45249 | Cincinnati | 14,490 | $1,616 | $584,649 |
| 6.1 | 45207 | Cincinnati | 6,983 | $1,860 | $217,865 |
| 6.1 | 45217 | Cincinnati | 6,454 | $1,151 | $198,999 |
| 6.1 | 45229 | Cincinnati | 13,529 | $1,228 | $239,823 |
| 6.7 | 45232 | Cincinnati | 6,363 | — | $175,668 |
| 6.7 | 45246 | Cincinnati | 13,527 | $1,778 | $247,033 |
| 6.9 | 45226 | Cincinnati | 5,796 | $1,493 | $453,701 |
| 7.2 | 45244 | Cincinnati | 28,511 | $1,649 | $399,154 |
| 7.3 | 45224 | Cincinnati | 21,900 | $1,260 | $209,807 |
| 7.4 | 45206 | Cincinnati | 10,299 | $1,258 | $250,479 |
| 7.6 | 45218 | Cincinnati | 3,836 | $1,350 | $227,015 |
| 7.7 | 41074 | Dayton | 5,756 | $1,936 | $197,935 |
| 7.9 | 45220 | Cincinnati | 14,109 | $1,175 | $329,843 |
| 8.0 | 45231 | Cincinnati | 40,463 | $1,593 | $213,386 |
| 8.4 | 45219 | Cincinnati | 20,012 | $1,873 | $261,163 |
| 8.6 | 45240 | Cincinnati | 29,600 | $1,573 | $243,073 |
| 8.6 | 41073 | Bellevue | 5,636 | $1,445 | $242,203 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.