Zip lookup · OH

45245
Cincinnati, Ohio.

Cincinnati, Clermont County, OH · Cincinnati, OH-KY-IN metro · population 20,045

What it costs per month · 45245 $1,715/mo

to buy the typical home at today's mortgage rate — +$963 (+128%) since Jan 2020.

What the home itself did
1 year
Up $5,860 +2%
$320,892$326,753 since Sep 2025
5 years
Up $69,229 +27%
$257,524$326,753 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45245 $1,715 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45245$1,715
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 45245 rose 1.8% over the past year — faster than the nation's +1.2%.

School districts in 45245, by share of its land: West Clermont Local 63% · New Richmond Exempted Village 27% · Batavia Local 4% · Milford Exempted Village 3% · Clermont Northeastern Local 3%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Cincinnati, OH — measured over the city limits, which is a different area from this zip.

Asking rent $1,520 as of Sep 2026
Typical home value $326,753 as of Sep 2026
+1.8%year on year

Asking rent — 45245

Against the Cincinnati, OH-KY-IN metro and the national benchmark.

$1,500 $1,600 $1,700 $1,800 $1,900 2026 45245 $1,520 Cincinnati $1,522 United States $1,932
$1,500 $1,600 $1,700 $1,800 $1,900 2026
  • 45245$1,520
  • Cincinnati$1,522
  • United States$1,932

Typical home value — 45245

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 45245 $326,753 Cincinnati $305,940 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 45245$326,753
  • Cincinnati$305,940
  • United States$366,157

Within 20 miles

Showing 30 of 73 zips in range — sorting picks from all 73.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.6 45255 Cincinnati 22,313 $1,680 $351,457
4.9 45102 Amelia 25,448 $1,338 $310,959
4.9 45244 Cincinnati 28,511 $1,649 $399,154
5.6 41059 Melbourne 2,713 — $308,308
6.2 45230 Cincinnati 27,501 $1,358 $307,230
6.5 41085 Silver Grove 601 — $190,583
7.0 45174 Terrace Park 2,321 — $782,394
7.6 45150 Milford 33,527 $1,386 $336,892
7.7 45157 New Richmond 9,415 — $307,153
7.7 45103 Batavia 36,938 $1,495 $328,862
8.4 45226 Cincinnati 5,796 $1,493 $453,701
8.7 45227 Cincinnati 18,893 $1,591 $278,865
8.7 45160 Owensville 507 — $204,895
9.2 45243 Cincinnati 16,103 $2,328 $738,973
9.3 41076 Newport 17,158 $1,501 $262,612
9.5 41075 Fort Thomas 17,240 $1,386 $376,055
9.7 45111 Camp Dennison 265 — $273,159
9.8 45208 Cincinnati 17,943 $1,504 $620,603
10.3 45209 Cincinnati 10,570 $1,581 $391,535
10.4 41074 Dayton 5,756 $1,936 $197,935
11.0 41071 Newport 19,680 $1,531 $227,544
11.1 41073 Bellevue 5,636 $1,445 $242,203
11.3 45213 Cincinnati 11,139 $1,321 $291,913
11.7 41007 California 4,445 — $362,725
11.8 45212 Cincinnati 21,526 $1,234 $247,282
11.8 45207 Cincinnati 6,983 $1,860 $217,865
12.0 45206 Cincinnati 10,299 $1,258 $250,479
12.1 45236 Cincinnati 24,513 $1,834 $282,142
12.2 41001 Alexandria 19,323 $1,842 $343,454
12.2 41014 Covington 7,392 $1,218 $173,805

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.