Zip lookup · OH

45685
Thurman, Ohio.

Thurman, Gallia County, OH · Point Pleasant, WV-OH metro · population 1,050

What it costs per month · 45685 $1,039/mo

to buy the typical home at today's mortgage rate — +$564 (+119%) since Jan 2020.

What the home itself did
1 year
Up $8,054 +4%
$189,929$197,983 since Sep 2025
5 years
Up $39,666 +25%
$158,317$197,983 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45685 $1,039 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45685$1,039
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 45685 rose 4.2% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Jackson County, OH 66% · Gallia County, OH 34%

School districts in 45685, by share of its land: Oak Hill Union Local 39% · Gallia County Local 33% · Jackson City 11% · Wellston City 9% · Gallipolis City 7% · Symmes Valley Local 1%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Thurman, OH — measured over the city limits, which is a different area from this zip.

Typical home value $197,983 as of Sep 2026
+4.2%year on year

Typical home value — 45685

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 45685 $197,983 Point Pleasant $168,547 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 45685$197,983
  • Point Pleasant$168,547
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.9 45686 Vinton 3,372 — $154,068
8.5 45656 Oak Hill 7,013 — $122,232
9.4 45614 Bidwell 5,450 — $187,731
11.9 45658 Patriot 2,539 — $191,601
12.3 45640 Jackson 15,882 — $182,997
13.3 45631 Gallipolis 13,386 — $176,203
13.5 45692 Wellston 7,997 — $117,580
14.1 45741 Langsville 940 — $124,708
15.7 45682 South Webster 2,124 — $147,553
16.8 45620 Cheshire 675 — $135,757
17.1 45634 Hamden 1,675 — $132,142
18.6 45760 Middleport 3,844 — $84,801
19.2 45775 Rutland 1,650 — $112,660

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.