Zip lookup · OH

45786
Waterford, Ohio.

Waterford, Washington County, OH · Marietta, OH metro · population 3,187

What it costs per month · 45786 $1,037/mo

to buy the typical home at today's mortgage rate — +$562 (+118%) since Jan 2020.

What the home itself did
1 year
Up $16,848 +9%
$180,760$197,609 since Sep 2025
5 years
Up $44,658 +29%
$152,951$197,609 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45786 $1,037 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45786$1,037
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 45786 rose 9.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Washington County, OH 96% · Morgan County, OH 4%

School districts in 45786, by share of its land: Wolf Creek Local 84% · Warren Local 5% · Fort Frye Local 5% · Morgan Local 4% · Marietta City 2%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Waterford, OH — measured over the city limits, which is a different area from this zip.

Typical home value $197,609 as of Sep 2026
+9.3%year on year

Typical home value — 45786

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 45786 $197,609 Marietta $184,842 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 45786$197,609
  • Marietta$184,842
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.5 45729 Fleming 2,121 — $258,918
7.1 45715 Beverly 2,006 — $169,804
8.1 45784 Vincent 3,002 — $247,885
8.2 45744 Lowell 2,179 — $154,390
8.3 43787 Stockport 2,524 — $133,434
11.1 45724 Cutler 1,218 — $180,781
12.9 45714 Belpre 9,503 — $183,100
12.9 43728 Chesterhill 1,223 — $130,316
13.0 45750 Marietta 26,420 $998 $188,417
13.4 45727 Dexter City 944 — $148,446
13.9 26105 Vienna 12,107 — $190,618
14.5 26187 Williamstown 6,060 — $218,902
14.9 43756 Mcconnelsville 5,573 — $166,077
15.2 45788 Whipple 691 — $195,563
15.6 45742 Little Hocking 3,752 — $204,322
15.7 45711 Amesville 1,244 — $189,889
16.8 45778 Stewart 1,144 — $132,781
17.4 43724 Caldwell 9,133 — $177,315
17.5 43758 Malta 2,748 — $150,927
18.5 26104 Parkersburg 16,805 $1,107 $175,986
19.1 26101 Parkersburg 28,005 $1,045 $131,282
19.1 45745 Lower Salem 1,049 — $140,057

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.