Zip lookup · IN

46738
Garrett, Indiana.

Garrett, De Kalb County, IN · Auburn, IN metro · population 8,533

What it costs per month · 46738 $1,108/mo

to buy the typical home at today's mortgage rate — +$649 (+141%) since Jan 2020.

What the home itself did
1 year
Up $11,177 +6%
$199,965$211,142 since Sep 2025
5 years
Up $58,511 +38%
$152,631$211,142 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46738 $1,108 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46738$1,108
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 46738 rose 5.6% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Garrett, IN — measured over the city limits, which is a different area from this zip.

Typical home value $211,142 as of Sep 2026
+5.6%year on year

Typical home value — 46738

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 46738 $211,142 Auburn $256,371 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 46738$211,142
  • Auburn$256,371
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.3 46706 Auburn 20,403 $1,100 $282,371
5.3 46748 Huntertown 6,902 — $352,805
5.7 46763 Laotto 1,444 — $356,540
6.3 46710 Avilla 4,506 — $286,942
7.9 46765 Leo 5,786 — $399,194
8.2 46845 Fort Wayne 29,583 $1,822 $389,614
9.2 46730 Corunna 1,299 — $324,111
11.3 46723 Churubusco 7,617 — $301,206
11.3 46755 Kendallville 15,441 — $228,596
11.4 46793 Waterloo 4,104 — $256,292
11.6 46825 Fort Wayne 29,296 $1,373 $259,042
12.3 46741 Grabill 4,713 — $373,650
12.4 46788 Spencerville 4,373 — $466,431
12.7 46835 Fort Wayne 38,166 $1,164 $261,042
13.1 46785 Saint Joe 1,491 — $313,150
13.5 46818 Fort Wayne 21,954 $1,980 $310,028
14.1 46705 Ashley 1,972 — $201,411
15.3 46721 Butler 4,739 — $210,401
15.4 46701 Albion 7,944 — $273,516
15.4 46805 Fort Wayne 21,437 $1,039 $180,351
15.5 46808 Fort Wayne 19,684 $1,069 $168,154
15.6 46815 Fort Wayne 27,238 $1,650 $244,538
16.5 46743 Harlan 2,347 — $279,450
16.5 46747 Hudson 2,388 — $269,457
17.6 46802 Fort Wayne 11,177 $1,044 $137,501
17.6 46803 Fort Wayne 10,994 $916 $109,459
17.8 46784 Rome City 1,966 — $323,982
18.2 46779 Pleasant Lake 2,221 — $246,628
18.2 46774 New Haven 17,858 $1,356 $248,036
19.0 46795 Wolcottville 6,866 — $356,077

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.