Zip lookup · IN

46785
Saint Joe, Indiana.

Saint Joe, De Kalb County, IN · Auburn, IN metro · population 1,491

What it costs per month · 46785 $1,644/mo

to buy the typical home at today's mortgage rate — +$1,008 (+159%) since Jan 2020.

What the home itself did
1 year
Up $36,533 +13%
$276,617$313,150 since Sep 2025
5 years
Up $100,789 +47%
$212,361$313,150 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 46785 $1,644 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 46785$1,644
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 46785 rose 13.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Saint Joe, IN — measured over the city limits, which is a different area from this zip.

Typical home value $313,150 as of Sep 2026
+13.2%year on year

Typical home value — 46785

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 46785 $313,150 Auburn $256,371 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 46785$313,150
  • Auburn$256,371
  • United States$366,157

Within 20 miles

Showing 30 of 32 zips in range — sorting picks from all 32.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.6 46788 Spencerville 4,373 — $466,431
7.2 46721 Butler 4,739 — $210,401
7.4 46743 Harlan 2,347 — $279,450
8.0 43526 Hicksville 6,464 — $181,708
8.2 46706 Auburn 20,403 $1,100 $282,371
8.2 46741 Grabill 4,713 — $373,650
10.0 46765 Leo 5,786 — $399,194
11.6 43517 Edgerton 3,442 — $204,267
12.0 46793 Waterloo 4,104 — $256,292
12.1 45813 Antwerp 3,719 — $178,226
13.0 43536 Mark Center 338 — $166,801
13.1 46738 Garrett 8,533 — $211,142
13.3 46797 Woodburn 4,097 — $286,095
14.0 46845 Fort Wayne 29,583 $1,822 $389,614
14.3 46835 Fort Wayne 38,166 $1,164 $261,042
15.5 46748 Huntertown 6,902 — $352,805
15.9 46742 Hamilton 3,292 — $366,850
16.4 43556 Sherwood 1,670 — $170,687
16.4 46774 New Haven 17,858 $1,356 $248,036
16.4 46705 Ashley 1,972 — $201,411
16.8 46730 Corunna 1,299 — $324,111
16.9 46825 Fort Wayne 29,296 $1,373 $259,042
17.5 46815 Fort Wayne 27,238 $1,650 $244,538
18.0 45821 Cecil 759 — $195,243
18.6 46763 Laotto 1,444 — $356,540
19.0 46779 Pleasant Lake 2,221 — $246,628
19.1 45880 Payne 2,470 — $170,659
19.1 46710 Avilla 4,506 — $286,942
19.4 43549 Ney 1,317 — $204,582
19.5 46805 Fort Wayne 21,437 $1,039 $180,351

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.