Zip lookup · MI

48650
Pinconning, Michigan.

Pinconning, Bay County, MI · Bay City, MI metro · population 6,510

What it costs per month · 48650 $986/mo

to buy the typical home at today's mortgage rate — +$550 (+126%) since Jan 2020.

What the home itself did
1 year
Up $10,261 +6%
$177,559$187,820 since Sep 2025
5 years
Up $43,756 +30%
$144,064$187,820 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48650 $986 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48650$986
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 48650 rose 5.8% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Bay County, MI 94% · Arenac County, MI 6%

Zillow also publishes an index for the city itself: Pinconning, MI — measured over the city limits, which is a different area from this zip.

Typical home value $187,820 as of Sep 2026
+5.8%year on year

Typical home value — 48650

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48650 $187,820 Bay City $186,132 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48650$187,820
  • Bay City$186,132
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 48634 Linwood 4,334 — $209,765
9.4 48613 Bentley 1,081 — $200,826
9.5 48652 Rhodes 1,832 — $215,967
9.7 48658 Standish 4,694 — $165,329
11.6 48631 Kawkawlin 3,681 — $230,529
14.9 48642 Midland 34,039 $1,578 $255,858
15.0 48659 Sterling 2,563 — $174,102
15.4 48749 Omer 1,271 — $163,794
15.7 48611 Auburn 6,093 — $236,559
16.2 48628 Hope 2,076 — $223,970
17.7 48706 Bay City 38,974 $938 $192,332
19.8 48766 Twining 1,328 — $165,356

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.