Zip lookup · MI

48654
Rose City, Michigan.

Rose City, Ogemaw County, MI · population 2,384

What it costs per month · 48654 $915/mo

to buy the typical home at today's mortgage rate — +$554 (+154%) since Jan 2020.

What the home itself did
1 year
Up $13,366 +8%
$160,910$174,277 since Sep 2025
5 years
Up $47,118 +37%
$127,158$174,277 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 48654 $915 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 48654$915
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 48654 rose 8.3% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Ogemaw County, MI 77% · Oscoda County, MI 23%

Zillow also publishes an index for the city itself: Rose City, MI — measured over the city limits, which is a different area from this zip.

Typical home value $174,277 as of Sep 2026
+8.3%year on year

Typical home value — 48654

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 48654 $174,277 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 48654$174,277
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.6 48635 Lupton 1,546 — $184,724
10.3 48661 West Branch 10,618 — $216,636
12.0 48761 South Branch 799 — $132,945
12.1 48636 Luzerne 938 — $123,698
13.9 48647 Mio 3,980 — $124,322
15.5 48739 Hale 3,629 — $183,286
17.2 48756 Prescott 4,060 — $113,148
17.9 48656 Saint Helen 3,846 — $129,639
19.5 48621 Fairview 1,126 — $173,286

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.