Zip lookup · MI

49036
Coldwater, Michigan.

Coldwater, Branch County, MI · Coldwater, MI metro · population 24,826

What it costs per month · 49036 $1,141/mo

to buy the typical home at today's mortgage rate — +$568 (+99%) since Jan 2020.

What the home itself did
1 year
Up $11,414 +6%
$206,054$217,468 since Sep 2025
5 years
Up $33,522 +18%
$183,946$217,468 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 49036 $1,141 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 49036$1,141
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 21 years.

Typical home values in zip 49036 rose 5.5% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Coldwater, MI — measured over the city limits, which is a different area from this zip.

Asking rent $1,282 as of Sep 2026
Typical home value $217,468 as of Sep 2026
+5.5%year on year

Asking rent — 49036

Against the Coldwater, MI metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2026 49036 $1,282 Coldwater $1,262 United States $1,932
$1,200 $1,400 $1,600 $1,800 2026
  • 49036$1,282
  • Coldwater$1,262
  • United States$1,932

Typical home value — 49036

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 49036 $217,468 Coldwater $206,657 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 49036$217,468
  • Coldwater$206,657
  • United States$366,157

Within 20 miles

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
8.0 49082 Quincy 6,678 — $226,010
9.2 49028 Bronson 5,811 — $182,813
10.9 49094 Union City 3,778 — $172,393
12.6 49089 Sherwood 2,154 — $154,572
12.7 49255 Montgomery 2,072 — $170,770
13.4 49227 Allen 1,287 — $211,256
13.6 49092 Tekonsha 1,908 — $189,278
13.7 46737 Fremont 7,402 — $379,729
14.2 49274 Reading 3,679 — $192,446
14.4 46776 Orland 1,547 — $226,552
16.0 49040 Colon 3,384 — $204,402
16.1 49252 Litchfield 2,556 — $190,398
16.2 49030 Burr Oak 2,650 — $204,760
16.7 49029 Burlington 1,415 — $226,315
17.0 49011 Athens 2,236 — $216,324
17.5 46703 Angola 18,572 $1,090 $319,433
18.9 49066 Leonidas 720 — $202,937
19.4 49245 Homer 4,547 — $141,287

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.