Zip lookup · MI

49636
Empire, Michigan.

Empire, Leelanau County, MI · Traverse City, MI metro · population 643

What it costs per month · 49636 $3,599/mo

to buy the typical home at today's mortgage rate — +$2,138 (+146%) since Jan 2020.

What the home itself did
1 year
Up $34,040 +5%
$651,681$685,721 since Sep 2025
5 years
Up $178,854 +35%
$506,867$685,721 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 49636 $3,599 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 49636$3,599
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 49636 rose 5.2% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Empire, MI — measured over the city limits, which is a different area from this zip.

Typical home value $685,721 as of Sep 2026
+5.2%year on year

Typical home value — 49636

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 49636 $685,721 Traverse City $419,457 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 49636$685,721
  • Traverse City$419,457
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.5 49630 Empire 1,390 — $621,751
5.0 49664 Maple City 2,332 — $621,661
10.7 49621 Cedar 3,483 — $529,175
10.7 49654 Leland 691 — $1,333,802
10.7 49640 Honor 1,252 — $418,258
11.1 49650 Lake Ann 3,411 — $407,336
14.6 49653 Lake Leelanau 1,766 — $853,569
14.9 49684 Traverse City 21,585 $1,994 $487,847
16.1 49617 Beulah 3,526 — $431,214
17.9 49643 Interlochen 6,963 — $367,181
18.3 49682 Suttons Bay 4,699 — $643,305
18.6 49685 Traverse City 21,308 $1,740 $433,706
19.8 49635 Frankfort 3,339 — $521,830

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.