Zip lookup · WI

54016
Hudson, Wisconsin.

Hudson, Saint Croix County, WI · Minneapolis-St. Paul-Bloomington, MN-WI metro · population 33,398

What it costs per month · 54016 $2,578/mo

to buy the typical home at today's mortgage rate — +$1,349 (+110%) since Jan 2020.

What the home itself did
1 year
Up $9,911 +2%
$481,199$491,110 since Sep 2025
5 years
Up $82,793 +20%
$408,317$491,110 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 54016 $2,578 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 54016$2,578
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 54016 rose 2.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 54016 rose 6.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 54016 runs $1,790/mo more than renting one. The gap peaked at $1,880 in Oct 2023.

That is $3,582 a month against $1,793 rent: a $2,578 mortgage payment, plus $479 property tax and $526 insurance & upkeep.

Owning vs renting — zip 54016

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026 Owning all in $3,582 Renting $1,793 Mortgage only $2,578
$1,500 $2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026
  • Owning all in$3,582
  • Renting$1,793
  • Mortgage only$2,578

Property tax · $479/mo 1.17% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Croix County, WI

Insurance & upkeep · $526/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Hudson, WI — measured over the city limits, which is a different area from this zip.

Asking rent $1,793 as of Sep 2026
+6.3%year on year
Typical home value $491,110 as of Sep 2026
+2.1%year on year

Asking rent — 54016

Against the Minneapolis-St. Paul-Bloomington, MN-WI metro and the national benchmark.

$1,500 $1,600 $1,700 $1,800 $1,900 2023 2024 2025 2026 54016 $1,793 Minneapolis $1,736 United States $1,932
$1,500 $1,600 $1,700 $1,800 $1,900 2023 2024 2025 2026
  • 54016$1,793
  • Minneapolis$1,736
  • United States$1,932

Typical home value — 54016

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 54016 $491,110 Minneapolis $387,807 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 54016$491,110
  • Minneapolis$387,807
  • United States$366,157

Within 20 miles

Showing 30 of 35 zips in range — sorting picks from all 35.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.6 55043 Lakeland 3,424 — $399,777
4.7 55003 Bayport 3,905 — $439,501
6.9 54023 Roberts 4,620 — $410,215
6.9 54082 Houlton 2,190 — $542,517
8.2 55001 Afton 3,027 — $722,937
9.7 55082 Stillwater 36,277 $2,216 $531,550
10.0 54022 River Falls 24,789 $1,771 $413,886
10.1 55042 Lake Elmo 13,705 $2,758 $640,409
11.2 54025 Somerset 7,612 — $416,709
11.7 54015 Hammond 4,086 — $381,649
12.0 55129 Saint Paul 34,120 $2,370 $543,282
12.8 54017 New Richmond 20,366 $1,642 $379,060
12.9 55125 Saint Paul 44,185 $1,982 $412,575
13.3 55128 Saint Paul 29,384 $1,858 $356,170
13.9 55090 Willernie 401 — $301,720
14.0 55115 Saint Paul 8,949 $2,404 $507,483
15.6 55119 Saint Paul 44,567 $1,438 $298,327
15.8 54002 Baldwin 6,872 — $343,677
16.3 55016 Cottage Grove 40,695 $1,827 $397,202
16.5 55109 Saint Paul 33,461 $1,498 $336,212
16.5 54021 Prescott 7,346 — $414,720
16.6 55055 Newport 4,754 $1,320 $348,136
16.8 55047 Marine On Saint Croix 2,244 — $627,163
17.0 55110 Saint Paul 37,305 $1,880 $380,011
17.4 55106 Saint Paul 56,708 $1,326 $256,280
17.9 54003 Beldenville 1,065 — $419,912
18.2 55075 South Saint Paul 20,714 $1,534 $298,218
18.4 55071 Saint Paul Park 5,719 — $316,697
18.8 54026 Star Prairie 2,361 — $389,115
19.0 55130 Saint Paul 17,775 $1,225 $246,017

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.