54540
Land O Lakes, Wisconsin.
Land O Lakes, Vilas County, WI · population 971
to buy the typical home at today's mortgage rate — +$998 (+122%) since Jan 2020.
- 1 year
- Up $33,662 +11%
- $312,804$346,466 since Sep 2025
- 5 years
- Up $69,699 +25%
- $276,766$346,466 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 54540$1,819
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 54540 rose 10.8% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Vilas County, WI 99% · Gogebic County, MI 1%
Zillow also publishes an index for the city itself: Land O Lakes, WI — measured over the city limits, which is a different area from this zip.
Typical home value — 54540
Mid-tier homes, smoothed and seasonally adjusted.
- 54540$346,466
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 8.9 | 54519 | Conover | 1,309 | — | $361,934 |
| 10.2 | 49969 | Watersmeet | 1,000 | — | $298,822 |
| 12.7 | 54560 | Sayner | 561 | — | $309,106 |
| 14.3 | 54512 | Boulder Junction | 1,461 | — | $420,783 |
| 16.9 | 54554 | Phelps | 1,148 | — | $347,910 |
| 16.9 | 54558 | Saint Germain | 2,262 | — | $391,320 |
| 17.6 | 54521 | Eagle River | 8,551 | — | $389,009 |
| 18.4 | 54557 | Presque Isle | 1,042 | — | $492,718 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.