Zip lookup · MN

55389
Watkins, Minnesota.

Watkins, Meeker County, MN · St. Cloud, MN metro · population 2,384

What it costs per month · 55389 $1,685/mo

to buy the typical home at today's mortgage rate — +$927 (+122%) since Jan 2020.

What the home itself did
1 year
Up $19,890 +7%
$301,219$321,108 since Sep 2025
5 years
Up $61,572 +24%
$259,537$321,108 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 55389 $1,685 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 55389$1,685
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 55389 rose 6.6% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Meeker County, MN 63% · Stearns County, MN 37%

Zillow also publishes an index for the city itself: Watkins, MN — measured over the city limits, which is a different area from this zip.

Typical home value $321,108 as of Sep 2026
+6.6%year on year

Typical home value — 55389

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 55389 $321,108 St. Cloud $310,763 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 55389$321,108
  • St. Cloud$310,763
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.1 55353 Kimball 3,361 — $353,769
6.5 55329 Eden Valley 2,219 — $285,373
11.3 56320 Cold Spring 8,482 — $366,057
11.3 55382 South Haven 3,691 — $405,334
11.6 56368 Richmond 4,262 — $363,337
12.7 56369 Rockville 582 — $258,795
14.9 55355 Litchfield 9,663 — $260,562
14.9 56243 Grove City 1,921 — $257,890
15.3 56362 Paynesville 5,773 — $319,648
15.9 55325 Dassel 4,795 — $350,346
16.0 56301 Saint Cloud 35,580 $1,319 $307,929
16.1 55302 Annandale 7,326 $1,720 $409,653
16.8 55324 Darwin 1,179 — $383,853
18.4 55320 Clearwater 5,998 — $369,759
18.7 56387 Waite Park 7,756 $1,143 $251,019
19.1 55321 Cokato 5,646 — $333,705

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.