Zip lookup · IL

61038
Garden Prairie, Illinois.

Garden Prairie, Boone County, IL · Rockford, IL metro · population 1,274

What it costs per month · 61038 $1,737/mo

to buy the typical home at today's mortgage rate — +$1,021 (+143%) since Jan 2020.

What the home itself did
1 year
Up $25,744 +8%
$305,272$331,016 since Sep 2025
5 years
Up $99,998 +43%
$231,018$331,016 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 61038 $1,737 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 61038$1,737
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 61038 rose 8.4% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Boone County, IL 93% · McHenry County, IL 7%

Zillow also publishes an index for the city itself: Garden Prairie, IL — measured over the city limits, which is a different area from this zip.

Typical home value $331,016 as of Sep 2026
+8.4%year on year

Typical home value — 61038

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 61038 $331,016 Rockford $222,178 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 61038$331,016
  • Rockford$222,178
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.4 61008 Belvidere 33,582 — $264,386
5.9 60152 Marengo 12,417 — $365,674
10.0 61012 Capron 2,264 — $272,872
10.8 60135 Genoa 7,274 — $310,727
11.0 61065 Poplar Grove 10,570 — $278,702
11.4 60180 Union 1,831 — $432,848
11.7 61016 Cherry Valley 5,465 — $294,996
11.9 60145 Kingston 2,464 — $320,636
12.5 61011 Caledonia 2,676 — $380,609
12.8 60033 Harvard 12,999 — $279,301
13.3 61114 Rockford 15,325 $1,075 $271,549
13.4 60146 Kirkland 2,369 — $278,455
13.6 61108 Rockford 30,355 $1,489 $192,832
13.8 61107 Rockford 30,765 $1,438 $225,716
14.6 61111 Loves Park 23,286 $1,579 $206,351
14.9 60098 Woodstock 33,130 $1,474 $341,571
16.1 60142 Huntley 29,692 $2,550 $428,019
16.5 61115 Machesney Park 22,364 $1,610 $209,503
17.0 61109 Rockford 26,768 $1,199 $195,922
17.1 61052 Monroe Center 1,145 — $271,700
17.2 60140 Hampshire 22,689 $2,407 $397,475
17.2 61073 Roscoe 20,194 $1,646 $315,798
17.5 60109 Burlington 481 — $328,969
17.6 61104 Rockford 17,222 $1,112 $114,007
18.1 60178 Sycamore 22,224 $1,811 $316,969
18.4 60111 Clare 257 — $415,905
18.5 53585 Sharon 2,264 — $304,277
18.6 61103 Rockford 22,869 $1,221 $152,248
19.6 53184 Walworth 4,169 — $400,627
19.8 61080 South Beloit 10,955 $1,488 $242,524

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.