Zip lookup · TX

75069
McKinney, Texas.

McKinney, Collin County, TX · Dallas-Fort Worth-Arlington, TX metro · population 40,032

What it costs per month · 75069 $2,164/mo

to buy the typical home at today's mortgage rate — +$1,058 (+96%) since Jan 2020.

What the home itself did
1 year
Down $16,305 -4%
$428,578$412,273 since Sep 2025
5 years
Up $33,464 +9%
$378,809$412,273 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 75069 $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 75069$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 41 years.

Typical home values in zip 75069 fell 3.8% over the past year — slower than the nation's +1.2%.

Asking rents in zip 75069 fell 1.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 75069 runs $1,642/mo more than renting one. The gap peaked at $2,016 in May 2024.

That is $3,149 a month against $1,507 rent: a $2,164 mortgage payment, plus $543 property tax and $441 insurance & upkeep.

Owning vs renting — zip 75069

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,149 Renting $1,507 Mortgage only $2,164
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,149
  • Renting$1,507
  • Mortgage only$2,164

Property tax · $543/mo 1.58% of value a year — the ACS 2020-2024 median bill over the median home value for Collin County, TX

Insurance & upkeep · $441/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: McKinney, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,507 as of Sep 2026
-1.2%year on year
Typical home value $412,273 as of Sep 2026
-3.8%year on year

Asking rent — 75069

Against the Dallas-Fort Worth-Arlington, TX metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2019 2020 2021 2022 2023 2024 2025 2026 75069 $1,507 Dallas $1,659 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 75069$1,507
  • Dallas$1,659
  • United States$1,932

Typical home value — 75069

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 $450,000 2018 2020 2022 2024 2026 75069 $412,273 Dallas $358,242 United States $366,157
$250,000 $300,000 $350,000 $400,000 $450,000 2018 2022 2026
  • 75069$412,273
  • Dallas$358,242
  • United States$366,157

Within 20 miles

Showing 30 of 45 zips in range — sorting picks from all 45.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.5 75002 Allen 75,057 $2,175 $451,769
5.7 75071 Mckinney 72,964 $2,061 $474,508
5.9 75070 Mckinney 64,078 $1,643 $470,245
6.2 75072 Mckinney 55,087 $2,411 $507,900
6.4 75407 Princeton 34,171 $1,970 $282,565
6.7 75013 Allen 49,796 $1,640 $645,390
8.2 75454 Melissa 22,990 $1,784 $422,914
9.9 75025 Plano 53,202 $2,167 $545,917
10.2 75035 Frisco 89,682 $2,390 $635,010
10.3 75074 Plano 53,831 $1,663 $362,198
10.4 75094 Plano 24,200 $3,048 $578,828
11.0 75023 Plano 49,229 $1,894 $413,745
11.2 75098 Wylie 69,325 $1,874 $417,750
12.8 75082 Richardson 29,618 $1,652 $547,139
13.1 75075 Plano 38,135 $1,608 $456,334
13.3 75078 Prosper 53,011 $2,041 $734,561
13.3 75409 Anna 27,131 $1,796 $336,096
13.5 75166 Lavon 6,989 $1,958 $342,930
13.7 75048 Sachse 30,993 $1,699 $429,164
13.8 75024 Plano 45,652 $1,777 $628,592
14.3 75442 Farmersville 10,805 $1,610 $330,095
14.3 75173 Nevada 10,664 — $330,187
14.3 75034 Frisco 53,818 $1,688 $657,523
14.3 75033 Frisco 52,795 $1,840 $645,759
14.5 75044 Garland 47,529 $1,506 $334,546
14.8 75009 Celina 34,260 $1,989 $516,129
15.2 75424 Blue Ridge 3,790 — $435,975
15.4 75093 Plano 47,954 $1,684 $738,271
15.8 75080 Richardson 52,569 $1,780 $447,141
16.3 75252 Dallas 28,618 $1,213 $605,098

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.