Zip lookup · TX

75087
Rockwall, Texas.

Rockwall, Rockwall County, TX · Dallas-Fort Worth-Arlington, TX metro · population 44,326

What it costs per month · 75087 $2,328/mo

to buy the typical home at today's mortgage rate — +$1,175 (+102%) since Jan 2020.

What the home itself did
1 year
Down $7,158 -2%
$450,717$443,560 since Sep 2025
5 years
Up $45,461 +11%
$398,098$443,560 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 75087 $2,328 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 75087$2,328
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 32 years.

Typical home values in zip 75087 fell 1.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 75087 fell 0.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 75087 runs $1,553/mo more than renting one. The gap peaked at $1,864 in Oct 2023.

That is $3,373 a month against $1,820 rent: a $2,328 mortgage payment, plus $570 property tax and $475 insurance & upkeep.

Owning vs renting — zip 75087

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,373 Renting $1,820 Mortgage only $2,328
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,373
  • Renting$1,820
  • Mortgage only$2,328

Property tax · $570/mo 1.54% of value a year — the ACS 2020-2024 median bill over the median home value for 2 counties

Insurance & upkeep · $475/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

This zip spans 2 counties: Rockwall County, TX 95% · Collin County, TX 5%

Zillow also publishes an index for the city itself: Rockwall, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,820 as of Sep 2026
-0.4%year on year
Typical home value $443,560 as of Sep 2026
-1.6%year on year

Asking rent — 75087

Against the Dallas-Fort Worth-Arlington, TX metro and the national benchmark.

$1,200 $1,400 $1,600 $1,800 2018 2019 2020 2021 2022 2023 2024 2025 2026 75087 $1,820 Dallas $1,659 United States $1,932
$1,200 $1,400 $1,600 $1,800 2018 2022 2026
  • 75087$1,820
  • Dallas$1,659
  • United States$1,932

Typical home value — 75087

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 75087 $443,560 Dallas $358,242 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 75087$443,560
  • Dallas$358,242
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
4.9 75166 Lavon 6,989 $1,958 $342,930
6.0 75089 Rowlett 35,619 $1,573 $369,830
6.1 75032 Rockwall 39,865 $1,808 $524,193
6.7 75088 Rowlett 28,075 $1,674 $352,479
7.2 75098 Wylie 69,325 $1,874 $417,750
7.7 75189 Royse City 48,739 $2,056 $316,299
8.3 75048 Sachse 30,993 $1,699 $429,164
8.5 75173 Nevada 10,664 — $330,187
10.1 75043 Garland 63,152 $1,501 $282,150
10.4 75040 Garland 64,606 $1,832 $270,233
11.2 75094 Plano 24,200 $3,048 $578,828
12.0 75182 Sunnyvale 8,336 — $635,968
12.3 75044 Garland 47,529 $1,506 $334,546
13.0 75041 Garland 32,943 $1,490 $240,413
13.4 75082 Richardson 29,618 $1,652 $547,139
13.7 75042 Garland 38,112 $1,592 $267,850
13.8 75002 Allen 75,057 $2,175 $451,769
14.0 75126 Forney 84,799 $2,085 $306,043
14.2 75150 Mesquite 62,738 $1,297 $248,356
14.4 75407 Princeton 34,171 $1,970 $282,565
14.7 75074 Plano 53,831 $1,663 $362,198
15.0 75160 Terrell 28,206 $1,571 $259,239
15.0 75135 Caddo Mills 11,326 — $313,755
15.5 75081 Richardson 36,544 $1,607 $384,481
15.8 75149 Mesquite 58,262 $1,835 $233,380
16.1 75238 Dallas 33,199 $1,196 $631,232
16.2 75228 Dallas 67,714 $1,428 $271,305
16.5 75181 Mesquite 29,788 $2,619 $313,755
16.8 75442 Farmersville 10,805 $1,610 $330,095
16.8 75218 Dallas 22,544 $1,788 $549,854

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.