Zip lookup · TX

75407
Princeton, Texas.

Princeton, Collin County, TX · Dallas-Fort Worth-Arlington, TX metro · population 34,171

What it costs per month · 75407 $1,483/mo

to buy the typical home at today's mortgage rate — +$596 (+67%) since Jan 2020.

What the home itself did
1 year
Down $31,047 -10%
$313,613$282,565 since Sep 2025
5 years
Down $20,109 -7%
$302,674$282,565 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 75407 $1,483 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 75407$1,483
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 75407 fell 9.9% over the past year — slower than the nation's +1.2%.

Asking rents in zip 75407 fell 0.6% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 75407 runs $188/mo more than renting one. The gap peaked at $834 in Oct 2022.

That is $2,158 a month against $1,970 rent: a $1,483 mortgage payment, plus $372 property tax and $303 insurance & upkeep.

Owning vs renting — zip 75407

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2021 2022 2023 2024 2025 2026 Owning all in $2,158 Renting $1,970 Mortgage only $1,483
$1,000 $1,500 $2,000 $2,500 2022 2024 2026
  • Owning all in$2,158
  • Renting$1,970
  • Mortgage only$1,483

Property tax · $372/mo 1.58% of value a year — the ACS 2020-2024 median bill over the median home value for Collin County, TX

Insurance & upkeep · $303/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Princeton, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,970 as of Sep 2026
-0.6%year on year
Typical home value $282,565 as of Sep 2026
-9.9%year on year

Asking rent — 75407

Against the Dallas-Fort Worth-Arlington, TX metro and the national benchmark.

$1,500 $1,750 $2,000 2021 2022 2023 2024 2025 2026 75407 $1,970 Dallas $1,659 United States $1,932
$1,500 $1,750 $2,000 2022 2024 2026
  • 75407$1,970
  • Dallas$1,659
  • United States$1,932

Typical home value — 75407

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 75407 $282,565 Dallas $358,242 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 75407$282,565
  • Dallas$358,242
  • United States$366,157

Within 20 miles

Showing 30 of 36 zips in range — sorting picks from all 36.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
6.4 75069 Mckinney 40,032 $1,507 $412,273
8.1 75002 Allen 75,057 $2,175 $451,769
8.2 75442 Farmersville 10,805 $1,610 $330,095
8.6 75173 Nevada 10,664 — $330,187
9.6 75166 Lavon 6,989 $1,958 $342,930
9.8 75098 Wylie 69,325 $1,874 $417,750
10.0 75454 Melissa 22,990 $1,784 $422,914
10.5 75071 Mckinney 72,964 $2,061 $474,508
11.7 75094 Plano 24,200 $3,048 $578,828
12.0 75424 Blue Ridge 3,790 — $435,975
12.1 75070 Mckinney 64,078 $1,643 $470,245
12.2 75013 Allen 49,796 $1,640 $645,390
12.6 75072 Mckinney 55,087 $2,411 $507,900
13.5 75074 Plano 53,831 $1,663 $362,198
13.6 75048 Sachse 30,993 $1,699 $429,164
14.1 75409 Anna 27,131 $1,796 $336,096
14.4 75087 Rockwall 44,326 $1,820 $443,560
15.0 75082 Richardson 29,618 $1,652 $547,139
15.2 75025 Plano 53,202 $2,167 $545,917
15.5 75089 Rowlett 35,619 $1,573 $369,830
15.6 75023 Plano 49,229 $1,894 $413,745
16.1 75044 Garland 47,529 $1,506 $334,546
16.3 75135 Caddo Mills 11,326 — $313,755
16.5 75035 Frisco 89,682 $2,390 $635,010
17.1 75075 Plano 38,135 $1,608 $456,334
17.2 75040 Garland 64,606 $1,832 $270,233
17.4 75189 Royse City 48,739 $2,056 $316,299
18.0 75088 Rowlett 28,075 $1,674 $352,479
18.9 75081 Richardson 36,544 $1,607 $384,481
19.1 75080 Richardson 52,569 $1,780 $447,141

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.