Zip lookup ·
TX
76640
76640
Ross, Texas.
Ross, McLennan County, TX · Waco, TX metro · population 3,089
What it costs per month · 76640
$1,184/mo
to buy the typical home at today's mortgage rate — +$656 (+124%) since Jan 2020.
What the home itself did
- 1 year
- Up $9,437 +4%
- $216,167$225,604 since Sep 2025
- 5 years
- Up $39,513 +21%
- $186,090$225,604 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 76640$1,184
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in zip 76640 rose 4.4% over the past year — faster than the nation's +1.2%.
Typical home value
$225,604
as of Sep 2026
+4.4%year on year
Typical home value — 76640
Mid-tier homes, smoothed and seasonally adjusted.
- 76640$225,604
- Waco$250,105
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.6 | 76705 | Waco | 31,616 | $1,246 | $209,665 |
| 6.1 | 76691 | West | 6,661 | — | $294,889 |
| 7.4 | 76624 | Axtell | 2,660 | — | $343,538 |
| 8.5 | 76704 | Waco | 7,018 | $1,418 | $114,760 |
| 9.2 | 76708 | Waco | 27,790 | $1,586 | $223,099 |
| 10.3 | 76701 | Waco | 1,871 | $1,342 | $307,341 |
| 10.7 | 76707 | Waco | 15,879 | $1,330 | $139,778 |
| 11.6 | 76673 | Mount Calm | 1,196 | — | $260,825 |
| 12.7 | 76710 | Waco | 23,329 | $1,234 | $243,395 |
| 13.0 | 76621 | Abbott | 1,104 | — | $294,622 |
| 13.1 | 76711 | Waco | 9,676 | $1,363 | $139,849 |
| 13.7 | 76622 | Aquilla | 1,447 | — | $314,878 |
| 14.2 | 76676 | Penelope | 344 | — | $200,268 |
| 14.8 | 76633 | China Spring | 6,268 | — | $405,032 |
| 15.6 | 76706 | Waco | 41,627 | $1,379 | $248,231 |
| 15.7 | 76712 | Woodway | 29,118 | $1,616 | $346,366 |
| 18.1 | 76643 | Hewitt | 16,432 | $1,650 | $295,074 |
| 18.6 | 76664 | Mart | 3,231 | — | $156,714 |
| 19.1 | 76682 | Riesel | 3,661 | — | $252,866 |
| 19.1 | 76648 | Hubbard | 2,777 | — | $207,428 |
| 19.7 | 76660 | Malone | 572 | — | $200,909 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.