Zip lookup · TX

77478
Sugar Land, Texas.

Sugar Land, Fort Bend County, TX · Houston-The Woodlands-Sugar Land, TX metro · population 23,182

What it costs per month · 77478 $2,229/mo

to buy the typical home at today's mortgage rate — +$1,102 (+98%) since Jan 2020.

What the home itself did
1 year
Down $811 -0%
$425,544$424,734 since Sep 2025
5 years
Up $73,075 +21%
$351,658$424,734 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 77478 $2,229 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 77478$2,229
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 77478 fell 0.2% over the past year — slower than the nation's +1.2%.

Asking rents in zip 77478 rose 3.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 77478 runs $1,470/mo more than renting one. The gap peaked at $1,617 in Oct 2023.

That is $3,342 a month against $1,872 rent: a $2,229 mortgage payment, plus $658 property tax and $455 insurance & upkeep.

Owning vs renting — zip 77478

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026 Owning all in $3,342 Renting $1,872 Mortgage only $2,229
$2,000 $2,500 $3,000 $3,500 2023 2024 2025 2026
  • Owning all in$3,342
  • Renting$1,872
  • Mortgage only$2,229

Property tax · $658/mo 1.86% of value a year — the ACS 2020-2024 median bill over the median home value for Fort Bend County, TX

Insurance & upkeep · $455/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Sugar Land, TX — measured over the city limits, which is a different area from this zip.

Asking rent $1,872 as of Sep 2026
+3.1%year on year
Typical home value $424,734 as of Sep 2026
-0.2%year on year

Asking rent — 77478

Against the Houston-The Woodlands-Sugar Land, TX metro and the national benchmark.

$1,600 $1,700 $1,800 $1,900 2023 2024 2025 2026 77478 $1,872 Houston $1,638 United States $1,932
$1,600 $1,700 $1,800 $1,900 2023 2024 2025 2026
  • 77478$1,872
  • Houston$1,638
  • United States$1,932

Typical home value — 77478

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 77478 $424,734 Houston $302,832 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • 77478$424,734
  • Houston$302,832
  • United States$366,157

Within 20 miles

Showing 30 of 75 zips in range — sorting picks from all 75.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 77477 Stafford 33,752 $1,534 $282,826
3.1 77498 Sugar Land 52,806 $1,830 $318,608
3.8 77099 Houston 50,064 $1,143 $212,700
4.1 77479 Sugar Land 92,221 $2,130 $538,064
4.4 77031 Houston 15,179 $1,588 $250,265
5.6 77489 Missouri City 39,292 $1,898 $229,884
5.7 77083 Houston 73,230 $1,893 $256,597
5.7 77071 Houston 27,056 $1,838 $232,286
5.8 77072 Houston 57,108 $1,559 $196,998
7.1 77036 Houston 71,770 $934 $159,566
7.3 77074 Houston 38,660 $1,176 $206,831
7.4 77085 Houston 16,513 $1,289 $222,454
7.5 77082 Houston 59,412 $1,265 $248,562
7.6 77407 Richmond 88,319 $1,716 $372,531
7.7 77459 Missouri City 84,221 $2,266 $392,356
8.2 77035 Houston 36,019 $1,167 $256,616
8.6 77096 Houston 35,032 $1,294 $434,130
8.9 77042 Houston 38,721 $1,185 $266,835
9.2 77053 Houston 30,198 $1,708 $196,203
9.5 77077 Houston 60,098 $1,284 $382,339
9.6 77063 Houston 42,690 $1,300 $240,413
9.9 77545 Fresno 26,236 $2,159 $277,981
10.0 77081 Houston 50,129 $933 $247,856
10.5 77401 Bellaire 17,213 $2,749 $1,181,406
10.5 77469 Richmond 69,826 $1,994 $337,049
10.6 77045 Houston 33,563 $1,681 $194,543
10.9 77079 Houston 37,276 $1,479 $741,499
11.2 77406 Richmond 69,918 $1,804 $415,426
11.3 77057 Houston 46,569 $1,438 $272,926
11.3 77025 Houston 29,715 $1,418 $469,519

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.