Zip lookup · AZ

85083
Phoenix, Arizona.

Phoenix, Maricopa County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 21,022

What it costs per month · 85083 $3,276/mo

to buy the typical home at today's mortgage rate — +$1,827 (+126%) since Jan 2020.

What the home itself did
1 year
Up $3,204 +1%
$621,020$624,224 since Sep 2025
5 years
Up $65,072 +12%
$559,153$624,224 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 85083 $3,276 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 85083$3,276
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 31 years.

Typical home values in zip 85083 rose 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in zip 85083 rose 2.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 85083 runs $1,492/mo more than renting one. The gap peaked at $1,823 in May 2024.

That is $4,172 a month against $2,681 rent: a $3,276 mortgage payment, plus $228 property tax and $668 insurance & upkeep.

Owning vs renting — zip 85083

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $3,000 $3,500 $4,000 2024 2025 2026 Owning all in $4,172 Renting $2,681 Mortgage only $3,276
$2,500 $3,000 $3,500 $4,000 2024 2025 2026
  • Owning all in$4,172
  • Renting$2,681
  • Mortgage only$3,276

Property tax · $228/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ

Insurance & upkeep · $668/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Phoenix, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $2,681 as of Sep 2026
+2.0%year on year
Typical home value $624,224 as of Sep 2026
+0.5%year on year

Asking rent — 85083

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,750 $2,000 $2,250 $2,500 $2,750 2024 2025 2026 85083 $2,681 Phoenix $1,720 United States $1,932
$1,750 $2,000 $2,250 $2,500 $2,750 2024 2025 2026
  • 85083$2,681
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85083

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 85083 $624,224 Phoenix $441,097 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 85083$624,224
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Showing 30 of 58 zips in range — sorting picks from all 58.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.1 85310 Glendale 19,964 $2,320 $538,817
5.2 85085 Phoenix 31,458 $1,835 $633,350
5.6 85027 Phoenix 39,487 $1,494 $376,395
5.7 85308 Glendale 65,095 $1,707 $467,433
6.3 85086 Phoenix 43,270 $2,287 $615,080
7.5 85024 Phoenix 26,199 $1,744 $482,310
7.6 85382 Peoria 43,729 $1,832 $447,488
7.9 85053 Phoenix 29,773 $1,277 $375,938
8.1 85306 Glendale 24,911 $1,552 $397,709
8.5 85023 Phoenix 35,034 $1,193 $414,907
9.1 85373 Sun City 20,254 $2,068 $360,633
9.9 85381 Peoria 27,650 $1,475 $446,941
9.9 85383 Peoria 74,390 $2,343 $636,043
10.0 85304 Glendale 29,861 $1,926 $397,185
10.1 85050 Phoenix 33,118 $2,492 $618,493
10.1 85022 Phoenix 53,811 $1,421 $461,344
10.5 85029 Phoenix 49,683 $1,255 $352,468
11.3 85378 Surprise 9,765 $1,892 $329,961
11.5 85351 Sun City 27,592 $1,686 $270,468
12.0 85302 Glendale 40,612 $1,360 $373,336
12.1 85032 Phoenix 70,839 $1,597 $449,147
12.1 85375 Sun City West 27,680 $1,898 $375,147
12.6 85345 Peoria 60,918 $1,814 $360,914
12.6 85051 Phoenix 45,768 $1,265 $340,384
12.9 85087 New River 10,157 $2,797 $622,554
13.0 85021 Phoenix 39,828 $1,197 $428,878
13.2 85054 Phoenix 10,346 $1,868 $715,697
13.5 85020 Phoenix 34,916 $1,472 $400,506
13.5 85363 Youngtown 7,015 $1,622 $305,842
13.7 85266 Scottsdale 12,516 $6,061 $1,275,511

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.