Zip lookup · AZ

85131
Eloy, Arizona.

Eloy, Pinal County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 18,794

What it costs per month · 85131 $1,496/mo

to buy the typical home at today's mortgage rate — +$791 (+112%) since Jan 2020.

What the home itself did
1 year
Down $5,703 -2%
$290,815$285,112 since Sep 2025
5 years
Up $11,469 +4%
$273,642$285,112 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 85131 $1,496 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 85131$1,496
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 84 years.

Typical home values in zip 85131 fell 2.0% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Eloy, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $1,285 as of Sep 2026
Typical home value $285,112 as of Sep 2026
-2.0%year on year

Asking rent — 85131

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,250 $1,500 $1,750 2026 85131 $1,285 Phoenix $1,720 United States $1,932
$1,250 $1,500 $1,750 2026
  • 85131$1,285
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85131

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 85131 $285,112 Phoenix $441,097 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 85131$285,112
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.