Zip lookup · AZ

85255
Scottsdale, Arizona.

Scottsdale, Maricopa County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 45,346

What it costs per month · 85255 $6,876/mo

to buy the typical home at today's mortgage rate — +$4,235 (+160%) since Jan 2020.

What the home itself did
1 year
Up $47,662 +4%
$1,262,384$1,310,046 since Sep 2025
5 years
Up $306,297 +31%
$1,003,750$1,310,046 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 85255 $6,876 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 85255$6,876
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 85255 rose 3.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 85255 rose 3.0% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 85255 runs $6,348/mo more than renting one — the widest that gap has been in this data.

That is $8,757 a month against $2,409 rent: a $6,876 mortgage payment, plus $478 property tax and $1,403 insurance & upkeep.

Owning vs renting — zip 85255

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 $8,000 2018 2020 2022 2024 2026 Owning all in $8,757 Renting $2,409 Mortgage only $6,876
$2,000 $4,000 $6,000 $8,000 2018 2022 2026
  • Owning all in$8,757
  • Renting$2,409
  • Mortgage only$6,876

Property tax · $478/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ

Insurance & upkeep · $1,403/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Scottsdale, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $2,409 as of Sep 2026
+3.0%year on year
Typical home value $1,310,046 as of Sep 2026
+3.8%year on year

Asking rent — 85255

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 85255 $2,409 Phoenix $1,720 United States $1,932
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • 85255$2,409
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85255

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2020 2022 2024 2026 85255 $1,310,046 Phoenix $441,097 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 $1,250,000 2018 2022 2026
  • 85255$1,310,046
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Showing 30 of 42 zips in range — sorting picks from all 42.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 85259 Scottsdale 21,670 $1,689 $1,141,899
6.6 85260 Scottsdale 39,896 $1,983 $714,950
6.9 85268 Fountain Hills 23,849 $2,332 $664,285
7.5 85054 Phoenix 10,346 $1,868 $715,697
8.2 85266 Scottsdale 12,516 $6,061 $1,275,511
9.0 85254 Scottsdale 45,558 $2,357 $905,672
9.3 85258 Scottsdale 25,545 $2,151 $859,142
10.4 85050 Phoenix 33,118 $2,492 $618,493
11.3 85377 Carefree 3,437 — $1,208,294
11.3 85250 Scottsdale 15,394 $2,421 $616,702
11.4 85032 Phoenix 70,839 $1,597 $449,147
12.2 85262 Scottsdale 14,329 $4,979 $1,539,356
12.5 85253 Paradise Valley 17,904 $1,897 $3,339,008
13.0 85028 Phoenix 18,752 $3,174 $705,739
13.2 85024 Phoenix 26,199 $1,744 $482,310
14.0 85022 Phoenix 53,811 $1,421 $461,344
14.3 85251 Scottsdale 40,780 $1,992 $520,556
15.1 85018 Phoenix 37,297 $1,648 $980,525
15.6 85085 Phoenix 31,458 $1,835 $633,350
15.8 85020 Phoenix 34,916 $1,472 $400,506
15.8 85331 Cave Creek 31,968 $3,223 $824,947
16.1 85203 Mesa 38,035 $1,291 $443,809
16.1 85257 Scottsdale 29,812 $1,973 $546,622
16.3 85023 Phoenix 35,034 $1,193 $414,907
16.4 85027 Phoenix 39,487 $1,494 $376,395
16.5 85213 Mesa 36,836 $1,629 $550,216
17.1 85016 Phoenix 37,074 $1,668 $516,550
17.3 85201 Mesa 51,400 $1,390 $355,411
17.9 85029 Phoenix 49,683 $1,255 $352,468
18.0 85008 Phoenix 59,716 $1,404 $368,196

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.