Zip lookup · AZ

85258
Scottsdale, Arizona.

Scottsdale, Maricopa County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 25,545

What it costs per month · 85258 $4,509/mo

to buy the typical home at today's mortgage rate — +$2,674 (+146%) since Jan 2020.

What the home itself did
1 year
Up $36,951 +4%
$822,191$859,142 since Sep 2025
5 years
Up $172,776 +25%
$686,366$859,142 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 85258 $4,509 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 85258$4,509
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 85258 rose 4.5% over the past year — faster than the nation's +1.2%.

Asking rents in zip 85258 rose 7.3% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 85258 runs $3,591/mo more than renting one — the widest that gap has been in this data.

That is $5,743 a month against $2,151 rent: a $4,509 mortgage payment, plus $314 property tax and $920 insurance & upkeep.

Owning vs renting — zip 85258

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $4,000 $6,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $5,743 Renting $2,151 Mortgage only $4,509
$2,000 $4,000 $6,000 2018 2022 2026
  • Owning all in$5,743
  • Renting$2,151
  • Mortgage only$4,509

Property tax · $314/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ

Insurance & upkeep · $920/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Scottsdale, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $2,151 as of Sep 2026
+7.3%year on year
Typical home value $859,142 as of Sep 2026
+4.5%year on year

Asking rent — 85258

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 85258 $2,151 Phoenix $1,720 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 85258$2,151
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85258

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 85258 $859,142 Phoenix $441,097 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 85258$859,142
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Showing 30 of 80 zips in range — sorting picks from all 80.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.3 85250 Scottsdale 15,394 $2,421 $616,702
3.2 85260 Scottsdale 39,896 $1,983 $714,950
4.0 85253 Paradise Valley 17,904 $1,897 $3,339,008
4.9 85254 Scottsdale 45,558 $2,357 $905,672
5.0 85251 Scottsdale 40,780 $1,992 $520,556
5.4 85259 Scottsdale 21,670 $1,689 $1,141,899
6.5 85018 Phoenix 37,297 $1,648 $980,525
6.8 85028 Phoenix 18,752 $3,174 $705,739
7.0 85257 Scottsdale 29,812 $1,973 $546,622
7.7 85032 Phoenix 70,839 $1,597 $449,147
8.3 85054 Phoenix 10,346 $1,868 $715,697
8.8 85016 Phoenix 37,074 $1,668 $516,550
8.8 85008 Phoenix 59,716 $1,404 $368,196
9.3 85255 Scottsdale 45,346 $2,409 $1,310,046
9.3 85268 Fountain Hills 23,849 $2,332 $664,285
9.3 85201 Mesa 51,400 $1,390 $355,411
9.3 85020 Phoenix 34,916 $1,472 $400,506
9.4 85203 Mesa 38,035 $1,291 $443,809
9.6 85281 Tempe 72,762 $1,616 $390,150
10.1 85022 Phoenix 53,811 $1,421 $461,344
10.2 85014 Phoenix 25,911 $1,461 $439,608
10.5 85050 Phoenix 33,118 $2,492 $618,493
10.7 85213 Mesa 36,836 $1,629 $550,216
10.9 85012 Phoenix 8,704 $1,535 $641,838
11.2 85006 Phoenix 21,905 $1,499 $402,532
11.5 85034 Phoenix 4,854 $1,440 $280,495
11.6 85013 Phoenix 22,490 $1,582 $480,346
11.6 85021 Phoenix 39,828 $1,197 $428,878
11.9 85282 Tempe 53,624 $1,540 $456,769
12.3 85210 Mesa 39,015 $1,418 $357,946

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.