Zip lookup · AZ

85260
Scottsdale, Arizona.

Scottsdale, Maricopa County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 39,896

What it costs per month · 85260 $3,753/mo

to buy the typical home at today's mortgage rate — +$2,121 (+130%) since Jan 2020.

What the home itself did
1 year
Up $17,340 +2%
$697,610$714,950 since Sep 2025
5 years
Up $102,029 +17%
$612,921$714,950 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 85260 $3,753 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 85260$3,753
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in zip 85260 rose 2.5% over the past year — faster than the nation's +1.2%.

Asking rents in zip 85260 rose 2.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 85260 runs $2,796/mo more than renting one. The gap peaked at $2,964 in May 2024.

That is $4,779 a month against $1,983 rent: a $3,753 mortgage payment, plus $261 property tax and $765 insurance & upkeep.

Owning vs renting — zip 85260

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 Owning all in $4,779 Renting $1,983 Mortgage only $3,753
$1,000 $2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$4,779
  • Renting$1,983
  • Mortgage only$3,753

Property tax · $261/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ

Insurance & upkeep · $765/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Scottsdale, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $1,983 as of Sep 2026
+2.3%year on year
Typical home value $714,950 as of Sep 2026
+2.5%year on year

Asking rent — 85260

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,250 $1,500 $1,750 $2,000 2018 2020 2022 2024 2026 85260 $1,983 Phoenix $1,720 United States $1,932
$1,250 $1,500 $1,750 $2,000 2018 2022 2026
  • 85260$1,983
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85260

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 85260 $714,950 Phoenix $441,097 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 85260$714,950
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Showing 30 of 74 zips in range — sorting picks from all 74.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.2 85258 Scottsdale 25,545 $2,151 $859,142
3.5 85254 Scottsdale 45,558 $2,357 $905,672
4.7 85259 Scottsdale 21,670 $1,689 $1,141,899
5.5 85250 Scottsdale 15,394 $2,421 $616,702
5.6 85054 Phoenix 10,346 $1,868 $715,697
5.9 85253 Paradise Valley 17,904 $1,897 $3,339,008
6.6 85255 Scottsdale 45,346 $2,409 $1,310,046
6.6 85032 Phoenix 70,839 $1,597 $449,147
7.0 85028 Phoenix 18,752 $3,174 $705,739
8.1 85251 Scottsdale 40,780 $1,992 $520,556
8.2 85050 Phoenix 33,118 $2,492 $618,493
8.6 85018 Phoenix 37,297 $1,648 $980,525
8.7 85268 Fountain Hills 23,849 $2,332 $664,285
9.3 85022 Phoenix 53,811 $1,421 $461,344
9.9 85020 Phoenix 34,916 $1,472 $400,506
10.2 85257 Scottsdale 29,812 $1,973 $546,622
10.5 85024 Phoenix 26,199 $1,744 $482,310
10.6 85016 Phoenix 37,074 $1,668 $516,550
10.6 85266 Scottsdale 12,516 $6,061 $1,275,511
11.5 85008 Phoenix 59,716 $1,404 $368,196
11.8 85014 Phoenix 25,911 $1,461 $439,608
11.8 85023 Phoenix 35,034 $1,193 $414,907
12.1 85203 Mesa 38,035 $1,291 $443,809
12.2 85021 Phoenix 39,828 $1,197 $428,878
12.4 85201 Mesa 51,400 $1,390 $355,411
12.5 85012 Phoenix 8,704 $1,535 $641,838
12.6 85029 Phoenix 49,683 $1,255 $352,468
12.7 85281 Tempe 72,762 $1,616 $390,150
13.0 85027 Phoenix 39,487 $1,494 $376,395
13.0 85013 Phoenix 22,490 $1,582 $480,346

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.