Zip lookup · AZ

85335
El Mirage, Arizona.

El Mirage, Maricopa County, AZ · Phoenix-Mesa-Chandler, AZ metro · population 36,088

What it costs per month · 85335 $1,773/mo

to buy the typical home at today's mortgage rate — +$978 (+123%) since Jan 2020.

What the home itself did
1 year
Down $5,434 -2%
$343,186$337,751 since Sep 2025
5 years
Up $18,530 +6%
$319,221$337,751 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 85335 $1,773 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 85335$1,773
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 61 years.

Typical home values in zip 85335 fell 1.6% over the past year — slower than the nation's +1.2%.

Asking rents in zip 85335 fell 3.1% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 85335 runs $361/mo more than renting one. The gap peaked at $714 in Oct 2022.

That is $2,258 a month against $1,896 rent: a $1,773 mortgage payment, plus $123 property tax and $362 insurance & upkeep.

Owning vs renting — zip 85335

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 Owning all in $2,258 Renting $1,896 Mortgage only $1,773
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • Owning all in$2,258
  • Renting$1,896
  • Mortgage only$1,773

Property tax · $123/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Maricopa County, AZ

Insurance & upkeep · $362/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: El Mirage, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $1,896 as of Sep 2026
-3.1%year on year
Typical home value $337,751 as of Sep 2026
-1.6%year on year

Asking rent — 85335

Against the Phoenix-Mesa-Chandler, AZ metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 85335 $1,896 Phoenix $1,720 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 85335$1,896
  • Phoenix$1,720
  • United States$1,932

Typical home value — 85335

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 85335 $337,751 Phoenix $441,097 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 85335$337,751
  • Phoenix$441,097
  • United States$366,157

Within 20 miles

Showing 30 of 62 zips in range — sorting picks from all 62.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.4 85363 Youngtown 7,015 $1,622 $305,842
2.8 85379 Surprise 51,035 $2,036 $419,290
3.0 85351 Sun City 27,592 $1,686 $270,468
3.8 85378 Surprise 9,765 $1,892 $329,961
3.8 85307 Glendale 14,223 $1,669 $404,039
4.7 85345 Peoria 60,918 $1,814 $360,914
5.5 85374 Surprise 41,420 $1,641 $381,833
5.8 85305 Glendale 18,043 $1,640 $451,516
5.8 85381 Peoria 27,650 $1,475 $446,941
6.1 85375 Sun City West 27,680 $1,898 $375,147
6.1 85373 Sun City 20,254 $2,068 $360,633
6.2 85388 Surprise 35,369 $2,146 $443,841
6.6 85382 Peoria 43,729 $1,832 $447,488
7.2 85303 Glendale 33,663 $1,590 $372,233
7.3 85355 Waddell 14,460 $2,174 $493,206
7.3 85340 Litchfield Park 40,919 $2,114 $515,979
7.6 85037 Phoenix 54,608 $1,723 $350,682
7.7 85392 Avondale 39,079 $1,596 $405,786
8.5 85395 Goodyear 40,414 $1,715 $544,188
8.7 85304 Glendale 29,861 $1,926 $397,185
8.7 85302 Glendale 40,612 $1,360 $373,336
9.1 85306 Glendale 24,911 $1,552 $397,709
9.3 85033 Phoenix 57,591 $1,316 $321,755
9.4 85301 Glendale 68,178 $1,166 $305,492
9.7 85308 Glendale 65,095 $1,707 $467,433
11.0 85387 Surprise 22,442 $2,177 $451,098
11.1 85035 Phoenix 53,424 $1,322 $316,864
11.2 85031 Phoenix 31,191 $1,107 $320,556
11.4 85051 Phoenix 45,768 $1,265 $340,384
11.6 85323 Avondale 47,043 $1,779 $383,303

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.