Zip lookup · AZ

85539
Miami, Arizona.

Miami, Gila County, AZ · Payson, AZ metro · population 3,386

What it costs per month · 85539 $709/mo

to buy the typical home at today's mortgage rate — +$231 (+48%) since Jan 2020.

What the home itself did
1 year
Down $10,583 -7%
$145,679$135,095 since Sep 2025
5 years
Down $20,972 -13%
$156,067$135,095 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 85539 $709 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 85539$709
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 85539 fell 7.3% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Gila County, AZ 75% · Pinal County, AZ 25%

Zillow also publishes an index for the city itself: Miami, AZ — measured over the city limits, which is a different area from this zip.

Typical home value $135,095 as of Sep 2026
-7.3%year on year

Typical home value — 85539

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 85539 $135,095 Payson $385,127 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • 85539$135,095
  • Payson$385,127
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.