Zip lookup · AZ

85544
Pine, Arizona.

Pine, Gila County, AZ · Payson, AZ metro · population 2,834

What it costs per month · 85544 $2,521/mo

to buy the typical home at today's mortgage rate — +$1,487 (+144%) since Jan 2020.

What the home itself did
1 year
Down $4,087 -1%
$484,371$480,284 since Sep 2025
5 years
Up $84,221 +21%
$396,063$480,284 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 85544 $2,521 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 85544$2,521
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in zip 85544 fell 0.8% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Pine, AZ — measured over the city limits, which is a different area from this zip.

Typical home value $480,284 as of Sep 2026
-0.8%year on year

Typical home value — 85544

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 85544 $480,284 Payson $385,127 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 85544$480,284
  • Payson$385,127
  • United States$366,157

Within 20 miles

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.