Zip lookup · AZ

85646
Tubac, Arizona.

Tubac, Santa Cruz County, AZ · Nogales, AZ metro · population 1,345

What it costs per month · 85646 $2,644/mo

to buy the typical home at today's mortgage rate — +$1,444 (+120%) since Jan 2020.

What the home itself did
1 year
Down $4,551 -1%
$508,331$503,780 since Sep 2025
5 years
Up $61,469 +14%
$442,311$503,780 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 85646 $2,644 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 85646$2,644
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in zip 85646 fell 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Tubac, AZ — measured over the city limits, which is a different area from this zip.

Typical home value $503,780 as of Sep 2026
-0.9%year on year

Typical home value — 85646

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 85646 $503,780 Nogales $273,901 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 85646$503,780
  • Nogales$273,901
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.7 85640 Tumacacori 207 — $419,035
7.6 85645 Amado 1,249 — $261,366
7.9 85648 Rio Rico 22,118 $1,650 $265,334
12.8 85622 Green Valley 6,518 — $341,048
13.6 85621 Nogales 21,593 — $216,396
15.1 85614 Green Valley 25,381 $1,595 $287,955

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.