Zip lookup · AZ

85705
Tucson, Arizona.

Tucson, Pima County, AZ · Tucson, AZ metro · population 54,700

What it costs per month · 85705 $1,306/mo

to buy the typical home at today's mortgage rate — +$659 (+102%) since Jan 2020.

What the home itself did
1 year
Down $9,650 -4%
$258,471$248,821 since Sep 2025
5 years
Up $13,024 +6%
$235,797$248,821 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 85705 $1,306 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 85705$1,306
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 64 years.

Typical home values in zip 85705 fell 3.7% over the past year — slower than the nation's +1.2%.

Asking rents in zip 85705 rose 0.9% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 85705 runs $697/mo more than renting one. The gap peaked at $896 in May 2024.

That is $1,720 a month against $1,023 rent: a $1,306 mortgage payment, plus $147 property tax and $266 insurance & upkeep.

Owning vs renting — zip 85705

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$500 $1,000 $1,500 2018 2020 2022 2024 2026 Owning all in $1,720 Renting $1,023 Mortgage only $1,306
$500 $1,000 $1,500 2018 2022 2026
  • Owning all in$1,720
  • Renting$1,023
  • Mortgage only$1,306

Property tax · $147/mo 0.71% of value a year — the ACS 2020-2024 median bill over the median home value for Pima County, AZ

Insurance & upkeep · $266/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Tucson, AZ — measured over the city limits, which is a different area from this zip.

Asking rent $1,023 as of Sep 2026
+0.9%year on year
Typical home value $248,821 as of Sep 2026
-3.7%year on year

Asking rent — 85705

Against the Tucson, AZ metro and the national benchmark.

$1,000 $1,500 $2,000 2018 2020 2022 2024 2026 85705 $1,023 Tucson $1,488 United States $1,932
$1,000 $1,500 $2,000 2018 2022 2026
  • 85705$1,023
  • Tucson$1,488
  • United States$1,932

Typical home value — 85705

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 85705 $248,821 Tucson $335,747 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 85705$248,821
  • Tucson$335,747
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.0 85719 Tucson 51,833 $1,421 $333,026
3.9 85701 Tucson 5,498 $1,253 $386,346
4.4 85745 Tucson 36,999 $1,453 $355,347
4.5 85716 Tucson 32,976 $1,160 $305,194
4.7 85704 Tucson 35,210 $1,493 $444,289
5.1 85718 Tucson 28,125 $1,425 $729,151
5.3 85741 Tucson 33,679 $1,690 $320,882
5.4 85713 Tucson 46,439 $1,392 $233,227
6.3 85712 Tucson 31,571 $1,147 $276,063
7.4 85711 Tucson 42,558 $1,160 $277,247
7.5 85714 Tucson 14,498 $995 $226,761
8.9 85742 Tucson 31,613 $1,695 $380,833
8.9 85750 Tucson 24,886 $1,551 $592,194
9.1 85706 Tucson 54,236 $1,389 $255,473
9.5 85715 Tucson 19,198 $1,580 $370,726
10.2 85737 Tucson 22,785 $1,962 $486,494
10.6 85710 Tucson 56,125 $1,110 $292,090
11.6 85743 Tucson 31,300 $1,769 $389,838
12.5 85757 Tucson 21,259 $1,917 $318,350
13.6 85755 Tucson 18,560 $2,672 $496,856
14.5 85748 Tucson 20,103 $1,738 $368,148
14.8 85756 Tucson 37,700 $1,930 $303,044
15.1 85746 Tucson 42,835 $1,216 $280,540
15.5 85749 Tucson 18,843 $1,697 $651,486
16.3 85730 Tucson 39,399 $1,546 $282,506
17.2 85619 Mount Lemmon — — $553,257
17.8 85747 Tucson 27,753 $2,013 $361,997
19.4 85658 Marana 16,051 $2,225 $526,608

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.