86038
Mormon Lake, Arizona.
Mormon Lake, Coconino County, AZ · Flagstaff, AZ metro · population 184
to buy the typical home at today's mortgage rate — +$1,118 (+124%) since Jan 2020.
- 1 year
- Down $3,613 -1%
- $388,150$384,537 since Sep 2025
- 5 years
- Up $62,347 +19%
- $322,190$384,537 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 86038$2,018
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in zip 86038 fell 0.9% over the past year — slower than the nation's +1.2%.
Zillow also publishes an index for the city itself: Mormon Lake, AZ — measured over the city limits, which is a different area from this zip.
Typical home value — 86038
Mid-tier homes, smoothed and seasonally adjusted.
- 86038$384,537
- Flagstaff$618,862
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 9.7 | 86017 | Munds Park | 608 | — | $583,404 |
| 14.6 | 86005 | Flagstaff | 17,961 | $2,099 | $723,998 |
| 18.7 | 86351 | Sedona | 6,721 | $2,621 | $782,199 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.