Zip lookup · CA

91950
National City, California.

National City, San Diego County, CA · San Diego-Chula Vista-Carlsbad, CA metro · population 59,891

What it costs per month · 91950 $3,607/mo

to buy the typical home at today's mortgage rate — +$1,895 (+111%) since Jan 2020.

What the home itself did
1 year
Up $17,641 +3%
$669,646$687,287 since Sep 2025
5 years
Up $125,920 +22%
$561,367$687,287 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 91950 $3,607 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 91950$3,607
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in zip 91950 rose 2.6% over the past year — faster than the nation's +1.2%.

Asking rents in zip 91950 rose 4.0% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 91950 runs $2,290/mo more than renting one. The gap peaked at $2,502 in May 2024.

That is $4,730 a month against $2,440 rent: a $3,607 mortgage payment, plus $387 property tax and $736 insurance & upkeep.

Owning vs renting — zip 91950

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 2022 2023 2024 2025 2026 Owning all in $4,730 Renting $2,440 Mortgage only $3,607
$2,000 $3,000 $4,000 2022 2024 2026
  • Owning all in$4,730
  • Renting$2,440
  • Mortgage only$3,607

Property tax · $387/mo 0.68% of value a year — the ACS 2020-2024 median bill over the median home value for San Diego County, CA

Insurance & upkeep · $736/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: National City, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,440 as of Sep 2026
+4.0%year on year
Typical home value $687,287 as of Sep 2026
+2.6%year on year

Asking rent — 91950

Against the San Diego-Chula Vista-Carlsbad, CA metro and the national benchmark.

$2,000 $2,500 $3,000 2022 2023 2024 2025 2026 91950 $2,440 San Diego $2,967 United States $1,932
$2,000 $2,500 $3,000 2022 2024 2026
  • 91950$2,440
  • San Diego$2,967
  • United States$1,932

Typical home value — 91950

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 91950 $687,287 San Diego $926,961 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 91950$687,287
  • San Diego$926,961
  • United States$366,157

Within 20 miles

Showing 30 of 46 zips in range — sorting picks from all 46.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.4 92113 San Diego 48,215 $2,216 $644,816
2.7 92139 San Diego 34,703 $3,483 $732,235
2.9 91910 Chula Vista 77,123 $2,609 $839,504
3.4 92114 San Diego 65,745 $2,857 $737,487
3.5 92102 San Diego 38,901 $2,301 $743,045
4.4 92118 Coronado 18,929 $5,122 $2,571,340
4.7 92105 San Diego 71,411 $2,248 $683,243
5.0 91911 Chula Vista 85,542 $2,618 $774,232
5.2 91902 Bonita 17,698 $3,321 $1,143,759
5.4 92104 San Diego 47,410 $2,505 $939,312
5.6 91945 Lemon Grove 27,745 $2,671 $757,486
6.3 92101 San Diego 51,805 $2,917 $707,705
6.5 92115 San Diego 66,264 $3,293 $844,313
6.8 91977 Spring Valley 61,064 $2,425 $762,925
6.8 92116 San Diego 31,843 $2,444 $984,779
6.9 92103 San Diego 34,836 $2,764 $1,063,156
7.0 91913 Chula Vista 57,721 $3,127 $901,432
7.1 91932 Imperial Beach 25,741 $2,822 $830,266
7.8 92108 San Diego 26,790 $3,168 $581,197
8.1 91914 Chula Vista 16,877 $4,070 $1,161,918
8.2 92173 San Ysidro 27,585 $2,566 $682,074
8.5 91942 La Mesa 41,424 $2,640 $806,501
8.5 91941 La Mesa 33,218 $2,545 $1,021,021
8.8 92120 San Diego 31,915 $2,700 $1,021,265
8.9 92106 San Diego 21,651 $2,875 $1,806,811
8.9 91915 Chula Vista 35,322 $3,258 $847,552
9.1 92110 San Diego 30,902 $2,968 $979,977
9.3 91978 Spring Valley 10,014 $2,643 $829,209
9.7 92154 San Diego 80,445 $2,971 $745,539
10.0 92123 San Diego 33,041 $3,197 $944,353

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.