92692
Mission Viejo, California.
Mission Viejo, Orange County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 47,022
to buy the typical home at today's mortgage rate — +$3,655 (+138%) since Jan 2020.
- 1 year
- Up $19,719 +2%
- $1,182,622$1,202,341 since Sep 2025
- 5 years
- Up $312,958 +35%
- $889,382$1,202,341 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 92692$6,311
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in zip 92692 rose 1.7% over the past year — faster than the nation's +1.2%.
Asking rents in zip 92692 rose 12.9% over the past year — faster than the nation's +2.7%.
Owning the typical home in zip 92692 runs $5,136/mo more than renting one. The gap peaked at $5,726 in Jan 2025.
That is $8,257 a month against $3,121 rent: a $6,311 mortgage payment, plus $659 property tax and $1,287 insurance & upkeep.
Owning vs renting — zip 92692
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$8,257
- Renting$3,121
- Mortgage only$6,311
Property tax · $659/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA
Insurance & upkeep · $1,287/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Zillow also publishes an index for the city itself: Mission Viejo, CA — measured over the city limits, which is a different area from this zip.
Asking rent — 92692
Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.
- 92692$3,121
- Los Angeles$2,929
- United States$1,932
Typical home value — 92692
Mid-tier homes, smoothed and seasonally adjusted.
- 92692$1,202,341
- Los Angeles$950,020
- United States$366,157
Within 20 miles
Showing 30 of 60 zips in range — sorting picks from all 60.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.3 | 92691 | Mission Viejo | 45,841 | $3,313 | $1,202,217 |
| 2.0 | 92688 | Rancho Santa Margarita | 43,320 | $2,849 | $1,003,972 |
| 3.4 | 92653 | Laguna Hills | 29,624 | $3,024 | $1,277,135 |
| 3.5 | 92630 | Lake Forest | 67,152 | $3,204 | $1,171,463 |
| 4.8 | 92637 | Laguna Woods | 17,289 | $3,081 | $458,554 |
| 5.1 | 92610 | Foothill Ranch | 12,867 | $2,949 | $1,220,350 |
| 5.5 | 92656 | Aliso Viejo | 52,229 | $3,469 | $980,662 |
| 5.7 | 92679 | Trabuco Canyon | 30,818 | $4,216 | $1,571,014 |
| 6.5 | 92618 | Irvine | 66,126 | $3,619 | $1,515,388 |
| 6.7 | 92677 | Laguna Niguel | 64,139 | $3,343 | $1,492,029 |
| 7.5 | 92694 | Ladera Ranch | 35,764 | $3,656 | $1,265,716 |
| 7.6 | 92675 | San Juan Capistrano | 35,095 | $4,131 | $1,335,787 |
| 8.1 | 92651 | Laguna Beach | 23,557 | $5,560 | $3,114,975 |
| 8.7 | 92603 | Irvine | 18,387 | $4,315 | $2,316,790 |
| 9.3 | 92620 | Irvine | 61,631 | $3,880 | $1,622,926 |
| 9.4 | 92602 | Irvine | 28,261 | $3,544 | $1,946,132 |
| 9.8 | 92629 | Dana Point | 25,579 | $4,234 | $1,790,155 |
| 9.9 | 92676 | Silverado | 2,085 | — | $1,054,983 |
| 9.9 | 92604 | Irvine | 26,491 | $3,556 | $1,343,576 |
| 10.1 | 92673 | San Clemente | 29,406 | $3,592 | $1,745,814 |
| 10.4 | 92624 | Capistrano Beach | 7,211 | $4,652 | $1,704,699 |
| 10.8 | 92657 | Newport Coast | 9,920 | $5,276 | $5,547,446 |
| 11.0 | 92612 | Irvine | 33,714 | $3,543 | $1,160,437 |
| 11.5 | 92606 | Irvine | 23,990 | $3,450 | $1,422,892 |
| 11.6 | 92617 | Irvine | 24,017 | — | $807,527 |
| 12.0 | 92614 | Irvine | 29,239 | $3,458 | $1,191,420 |
| 12.1 | 92782 | Tustin | 30,073 | $3,395 | $1,304,150 |
| 12.8 | 92625 | Corona Del Mar | 12,294 | $7,599 | $4,342,564 |
| 13.4 | 92780 | Tustin | 54,374 | $2,669 | $1,099,102 |
| 13.4 | 92660 | Newport Beach | 34,890 | $4,404 | $3,270,812 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.