Zip lookup · CA

92629
Dana Point, California.

Dana Point, Orange County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 25,579

What it costs per month · 92629 $9,396/mo

to buy the typical home at today's mortgage rate — +$5,873 (+167%) since Jan 2020.

What the home itself did
1 year
Up $118,017 +7%
$1,672,138$1,790,155 since Sep 2025
5 years
Up $569,946 +47%
$1,220,209$1,790,155 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 $8,000 2002 2006 2010 2014 2018 2022 2026 92629 $9,396 United States $1,922
$2,000 $4,000 $6,000 $8,000 2002 2010 2018 2026
  • 92629$9,396
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 92629 rose 7.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 92629 rose 5.5% over the past year — faster than the nation's +2.7%.

Owning the typical home in zip 92629 runs $8,060/mo more than renting one — the widest that gap has been in this data.

That is $12,294 a month against $4,234 rent: a $9,396 mortgage payment, plus $981 property tax and $1,917 insurance & upkeep.

Owning vs renting — zip 92629

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 $12,500 2018 2020 2022 2024 2026 Owning all in $12,294 Renting $4,234 Mortgage only $9,396
$2,500 $5,000 $7,500 $10,000 $12,500 2018 2022 2026
  • Owning all in$12,294
  • Renting$4,234
  • Mortgage only$9,396

Property tax · $981/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA

Insurance & upkeep · $1,917/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Dana Point, CA — measured over the city limits, which is a different area from this zip.

Asking rent $4,234 as of Sep 2026
+5.5%year on year
Typical home value $1,790,155 as of Sep 2026
+7.1%year on year

Asking rent — 92629

Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.

$2,000 $3,000 $4,000 2018 2020 2022 2024 2026 92629 $4,234 Los Angeles $2,929 United States $1,932
$2,000 $3,000 $4,000 2018 2022 2026
  • 92629$4,234
  • Los Angeles$2,929
  • United States$1,932

Typical home value — 92629

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 92629 $1,790,155 Los Angeles $950,020 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • 92629$1,790,155
  • Los Angeles$950,020
  • United States$366,157

Within 20 miles

Showing 30 of 38 zips in range — sorting picks from all 38.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 92624 Capistrano Beach 7,211 $4,652 $1,704,699
3.3 92675 San Juan Capistrano 35,095 $4,131 $1,335,787
3.5 92677 Laguna Niguel 64,139 $3,343 $1,492,029
5.4 92673 San Clemente 29,406 $3,592 $1,745,814
7.0 92656 Aliso Viejo 52,229 $3,469 $980,662
7.3 92651 Laguna Beach 23,557 $5,560 $3,114,975
7.6 92694 Ladera Ranch 35,764 $3,656 $1,265,716
8.0 92653 Laguna Hills 29,624 $3,024 $1,277,135
9.2 92637 Laguna Woods 17,289 $3,081 $458,554
9.5 92691 Mission Viejo 45,841 $3,313 $1,202,217
9.8 92692 Mission Viejo 47,022 $3,121 $1,202,341
11.0 92657 Newport Coast 9,920 $5,276 $5,547,446
11.1 92688 Rancho Santa Margarita 43,320 $2,849 $1,003,972
11.5 92672 San Clemente 36,939 $3,398 $1,754,313
11.7 92603 Irvine 18,387 $4,315 $2,316,790
11.8 92630 Lake Forest 67,152 $3,204 $1,171,463
12.7 92625 Corona Del Mar 12,294 $7,599 $4,342,564
13.3 92618 Irvine 66,126 $3,619 $1,515,388
13.9 92617 Irvine 24,017 — $807,527
14.0 92662 Newport Beach 2,294 $6,308 $4,647,099
14.1 92661 Newport Beach 3,079 $6,808 $4,704,738
14.4 92612 Irvine 33,714 $3,543 $1,160,437
14.6 92610 Foothill Ranch 12,867 $2,949 $1,220,350
14.6 92660 Newport Beach 34,890 $4,404 $3,270,812
14.7 92679 Trabuco Canyon 30,818 $4,216 $1,571,014
15.4 92604 Irvine 26,491 $3,556 $1,343,576
16.0 92614 Irvine 29,239 $3,458 $1,191,420
16.2 92620 Irvine 61,631 $3,880 $1,622,926
16.5 92663 Newport Beach 21,368 $2,961 $2,742,048
16.5 92606 Irvine 23,990 $3,450 $1,422,892

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.