Zip lookup · CA

92866
Orange, California.

Orange, Orange County, CA · Los Angeles-Long Beach-Anaheim, CA metro · population 15,331

What it costs per month · 92866 $5,847/mo

to buy the typical home at today's mortgage rate — +$3,247 (+125%) since Jan 2020.

What the home itself did
1 year
Up $29,950 +3%
$1,084,049$1,114,000 since Sep 2025
5 years
Up $266,624 +31%
$847,376$1,114,000 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 92866 $5,847 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • 92866$5,847
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 92866 rose 2.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 92866 rose 2.0% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 92866 runs $4,751/mo more than renting one. The gap peaked at $4,829 in Jan 2025.

That is $7,650 a month against $2,900 rent: a $5,847 mortgage payment, plus $610 property tax and $1,193 insurance & upkeep.

Owning vs renting — zip 92866

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 2023 2024 2025 2026 Owning all in $7,650 Renting $2,900 Mortgage only $5,847
$2,500 $5,000 $7,500 2023 2024 2025 2026
  • Owning all in$7,650
  • Renting$2,900
  • Mortgage only$5,847

Property tax · $610/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA

Insurance & upkeep · $1,193/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Orange, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,900 as of Sep 2026
+2.0%year on year
Typical home value $1,114,000 as of Sep 2026
+2.8%year on year

Asking rent — 92866

Against the Los Angeles-Long Beach-Anaheim, CA metro and the national benchmark.

$2,000 $2,500 $3,000 2023 2024 2025 2026 92866 $2,900 Los Angeles $2,929 United States $1,932
$2,000 $2,500 $3,000 2023 2024 2025 2026
  • 92866$2,900
  • Los Angeles$2,929
  • United States$1,932

Typical home value — 92866

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 92866 $1,114,000 Los Angeles $950,020 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 92866$1,114,000
  • Los Angeles$950,020
  • United States$366,157

Within 20 miles

Showing 30 of 126 zips in range — sorting picks from all 126.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 92868 Orange 26,380 $2,997 $896,647
2.5 92706 Santa Ana 37,175 $2,721 $1,022,257
2.6 92701 Santa Ana 47,818 $2,676 $691,334
2.7 92705 Santa Ana 48,781 $3,164 $1,571,185
3.0 92861 Villa Park 5,748 — $2,332,953
3.1 92865 Orange 20,589 $2,890 $1,055,752
3.5 92867 Orange 44,726 $3,264 $1,230,768
3.6 92780 Tustin 54,374 $2,669 $1,099,102
4.0 92806 Anaheim 41,003 $2,779 $995,285
4.3 92703 Santa Ana 62,447 $2,554 $818,104
4.7 92805 Anaheim 74,661 $2,864 $851,242
4.7 92782 Tustin 30,073 $3,395 $1,304,150
4.8 92869 Orange 36,271 $3,684 $1,197,328
4.8 92802 Anaheim 43,132 $2,461 $940,266
5.0 92840 Garden Grove 54,534 $2,733 $975,459
5.2 92843 Garden Grove 46,414 $2,934 $967,456
5.4 92707 Santa Ana 58,695 $2,816 $831,038
5.5 92807 Anaheim 37,296 $3,321 $1,137,050
5.7 92704 Santa Ana 82,120 $3,164 $883,776
6.2 92606 Irvine 23,990 $3,450 $1,422,892
6.7 92870 Placentia 52,826 $2,884 $1,099,427
7.1 92614 Irvine 29,239 $3,458 $1,191,420
7.2 92831 Fullerton 35,618 $2,517 $1,055,747
7.3 92844 Garden Grove 23,188 $2,595 $940,849
7.4 92620 Irvine 61,631 $3,880 $1,622,926
7.4 92801 Anaheim 60,547 $2,579 $858,592
7.4 92604 Irvine 26,491 $3,556 $1,343,576
7.6 92832 Fullerton 27,298 $2,837 $889,076
7.8 92602 Irvine 28,261 $3,544 $1,946,132
7.8 92808 Anaheim 21,539 $3,439 $1,205,837

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.