Zip lookup · CA

95632
Galt, California.

Galt, Sacramento County, CA · Sacramento-Roseville-Folsom, CA metro · population 32,493

What it costs per month · 95632 $2,773/mo

to buy the typical home at today's mortgage rate — +$1,266 (+84%) since Jan 2020.

What the home itself did
1 year
Down $2,927 -1%
$531,239$528,312 since Sep 2025
5 years
Up $5,804 +1%
$522,508$528,312 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 95632 $2,773 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 95632$2,773
  • United States$1,922

Typical home values in zip 95632 fell 0.6% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Sacramento County, CA 69% · San Joaquin County, CA 31%

Zillow also publishes an index for the city itself: Galt, CA — measured over the city limits, which is a different area from this zip.

Asking rent $2,443 as of Aug 2026
Typical home value $528,312 as of Sep 2026
-0.6%year on year

Asking rent — 95632

Against the Sacramento-Roseville-Folsom, CA metro and the national benchmark.

$2,000 $2,250 $2,500 2026 95632 $2,443 Sacramento $2,268 United States $1,930
$2,000 $2,250 $2,500 2026
  • 95632$2,443
  • Sacramento$2,268
  • United States$1,930

Typical home value — 95632

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95632 $528,312 Sacramento $572,813 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95632$528,312
  • Sacramento$572,813
  • United States$366,157

Within 20 miles

Showing 30 of 31 zips in range — sorting picks from all 31.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.6 95220 Acampo 7,931 — $788,205
8.0 95258 Woodbridge 4,144 — $584,501
8.7 95693 Wilton 7,961 — $946,198
9.0 95638 Herald 2,517 — $803,485
10.2 95237 Lockeford 3,639 — $518,456
10.4 95757 Elk Grove 56,764 $2,966 $684,898
11.0 95624 Elk Grove 67,630 $2,720 $626,728
12.2 95242 Lodi 28,427 $2,529 $565,100
12.2 95240 Lodi 50,517 $2,071 $461,273
12.6 95227 Clements 910 — $925,185
13.6 95686 Thornton 1,171 — $546,222
14.5 95758 Elk Grove 65,725 $2,521 $567,194
15.0 95830 Sacramento 695 — $1,007,038
15.1 95829 Sacramento 31,865 $2,825 $585,096
15.6 95615 Courtland 918 — $591,418
15.9 95212 Stockton 28,437 $2,373 $541,557
16.4 95828 Sacramento 61,686 $2,366 $449,666
16.6 95209 Stockton 47,409 $2,247 $478,124
16.8 95823 Sacramento 83,607 $2,069 $421,389
17.0 95210 Stockton 41,549 $2,275 $388,712
17.1 95832 Sacramento 12,850 $2,400 $416,596
17.2 95254 Wallace 313 — $558,049
17.9 95690 Walnut Grove 2,431 — $539,100
17.9 95640 Ione 13,926 — $462,866
18.4 95683 Sloughhouse 6,515 — $699,617
18.9 95655 Mather 4,901 — $562,885
18.9 95612 Clarksburg 1,865 — $793,909
19.3 95824 Sacramento 33,083 $1,674 $360,704
19.3 95827 Sacramento 21,742 $1,978 $465,183
19.3 95207 Stockton 52,414 $1,907 $400,645

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.