Zip lookup · CA

95638
Herald, California.

Herald, Sacramento County, CA · Sacramento-Roseville-Folsom, CA metro · population 2,517

What it costs per month · 95638 $4,217/mo

to buy the typical home at today's mortgage rate — +$2,104 (+100%) since Jan 2020.

What the home itself did
1 year
Up $28,426 +4%
$775,059$803,485 since Sep 2025
5 years
Up $64,280 +9%
$739,205$803,485 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 95638 $4,217 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 95638$4,217
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 42 years.

Typical home values in zip 95638 rose 3.7% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Herald, CA — measured over the city limits, which is a different area from this zip.

Typical home value $803,485 as of Sep 2026
+3.7%year on year

Typical home value — 95638

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 95638 $803,485 Sacramento $572,813 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 95638$803,485
  • Sacramento$572,813
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.0 95693 Wilton 7,961 — $946,198
9.0 95632 Galt 32,493 $2,443 $528,312
9.5 95640 Ione 13,926 — $462,866
9.9 95227 Clements 910 — $925,185
11.8 95220 Acampo 7,931 — $788,205
11.8 95683 Sloughhouse 6,515 — $699,617
12.1 95624 Elk Grove 67,630 $2,720 $626,728
12.6 95237 Lockeford 3,639 — $518,456
12.7 95254 Wallace 313 — $558,049
13.7 95830 Sacramento 695 — $1,007,038
15.6 95240 Lodi 50,517 $2,071 $461,273
15.6 95829 Sacramento 31,865 $2,825 $585,096
15.9 95258 Woodbridge 4,144 — $584,501
16.2 95669 Plymouth 2,118 — $556,435
16.5 95225 Burson 1,609 — $547,187
16.6 95601 Amador City 294 — $481,160
16.8 95742 Rancho Cordova 17,768 $3,047 $615,787
17.0 95655 Mather 4,901 — $562,885
17.4 95757 Elk Grove 56,764 $2,966 $684,898
18.4 95828 Sacramento 61,686 $2,366 $449,666
18.5 95827 Sacramento 21,742 $1,978 $465,183
19.0 95758 Elk Grove 65,725 $2,521 $567,194
19.0 95642 Jackson 7,135 — $432,612
19.4 95252 Valley Springs 14,252 — $463,820
19.8 95685 Sutter Creek 4,690 — $467,101

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.