Zip lookup · CA

95686
Thornton, California.

Thornton, San Joaquin County, CA · Stockton, CA metro · population 1,171

What it costs per month · 95686 $2,867/mo

to buy the typical home at today's mortgage rate — +$1,264 (+79%) since Jan 2020.

What the home itself did
1 year
Down $4,736 -1%
$550,958$546,222 since Sep 2025
5 years
Down $3,874 -1%
$550,096$546,222 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 95686 $2,867 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 95686$2,867
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 95686 fell 0.9% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Thornton, CA — measured over the city limits, which is a different area from this zip.

Typical home value $546,222 as of Sep 2026
-0.9%year on year

Typical home value — 95686

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 95686 $546,222 Stockton $519,775 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • 95686$546,222
  • Stockton$519,775
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.3 95690 Walnut Grove 2,431 — $539,100
6.6 95242 Lodi 28,427 $2,529 $565,100
6.9 95641 Isleton 2,214 — $398,674
9.0 95615 Courtland 918 — $591,418
9.6 95258 Woodbridge 4,144 — $584,501
10.6 95757 Elk Grove 56,764 $2,966 $684,898
11.8 95219 Stockton 31,713 $2,136 $540,731
12.3 95209 Stockton 47,409 $2,247 $478,124
13.6 95220 Acampo 7,931 — $788,205
13.6 95632 Galt 32,493 $2,443 $528,312
14.0 94511 Bethel Island 1,864 — $626,543
14.5 94571 Rio Vista 10,974 $2,450 $451,356
14.5 95612 Clarksburg 1,865 — $793,909
15.0 95210 Stockton 41,549 $2,275 $388,712
15.6 95207 Stockton 52,414 $1,907 $400,645
16.6 95758 Elk Grove 65,725 $2,521 $567,194
17.1 95212 Stockton 28,437 $2,373 $541,557
17.2 95832 Sacramento 12,850 $2,400 $416,596
17.5 95204 Stockton 31,035 $1,910 $376,598
17.7 94561 Oakley 46,368 $3,294 $653,759
18.2 95240 Lodi 50,517 $2,071 $461,273
18.4 95237 Lockeford 3,639 — $518,456
18.5 95203 Stockton 15,930 $1,459 $335,924
19.2 95202 Stockton 7,066 $1,273 $333,431
19.3 95624 Elk Grove 67,630 $2,720 $626,728
19.8 95823 Sacramento 83,607 $2,069 $421,389
19.9 95205 Stockton 39,608 $1,822 $320,781

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.