Zip lookup · WA

98004
Bellevue, Washington.

Bellevue, King County, WA · Seattle-Tacoma-Bellevue, WA metro · population 39,897

What it costs per month · 98004 $10,043/mo

to buy the typical home at today's mortgage rate — +$5,290 (+111%) since Jan 2020.

What the home itself did
1 year
Down $47,410 -2%
$1,960,895$1,913,485 since Sep 2025
5 years
Up $242,773 +15%
$1,670,712$1,913,485 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,500 $5,000 $7,500 $10,000 2002 2006 2010 2014 2018 2022 2026 98004 $10,043 United States $1,922
$2,500 $5,000 $7,500 $10,000 2002 2010 2018 2026
  • 98004$10,043
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 26 years.

Typical home values in zip 98004 fell 2.4% over the past year — slower than the nation's +1.2%.

Asking rents in zip 98004 rose 1.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 98004 runs $10,479/mo more than renting one. The gap peaked at $11,368 in Jan 2025.

That is $13,411 a month against $2,932 rent: a $10,043 mortgage payment, plus $1,319 property tax and $2,049 insurance & upkeep.

Owning vs renting — zip 98004

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 $10,000 $12,500 2018 2020 2022 2024 2026 Owning all in $13,411 Renting $2,932 Mortgage only $10,043
$2,500 $5,000 $7,500 $10,000 $12,500 2018 2022 2026
  • Owning all in$13,411
  • Renting$2,932
  • Mortgage only$10,043

Property tax · $1,319/mo 0.83% of value a year — the ACS 2020-2024 median bill over the median home value for King County, WA

Insurance & upkeep · $2,049/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Bellevue, WA — measured over the city limits, which is a different area from this zip.

Asking rent $2,932 as of Sep 2026
+1.2%year on year
Typical home value $1,913,485 as of Sep 2026
-2.4%year on year

Asking rent — 98004

Against the Seattle-Tacoma-Bellevue, WA metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 2018 2020 2022 2024 2026 98004 $2,932 Seattle $2,250 United States $1,932
$1,500 $2,000 $2,500 $3,000 2018 2022 2026
  • 98004$2,932
  • Seattle$2,250
  • United States$1,932

Typical home value — 98004

Mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2020 2022 2024 2026 98004 $1,913,485 Seattle $720,147 United States $366,157
$500,000 $1,000,000 $1,500,000 $2,000,000 2018 2022 2026
  • 98004$1,913,485
  • Seattle$720,147
  • United States$366,157

Within 20 miles

Showing 30 of 83 zips in range — sorting picks from all 83.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.8 98005 Bellevue 21,846 $2,601 $1,501,554
1.9 98039 Medina 2,928 — $4,475,600
2.9 98007 Bellevue 27,692 $2,381 $969,833
3.8 98040 Mercer Island 25,307 $2,796 $2,212,672
3.9 98112 Seattle 23,921 $2,320 $1,321,874
4.0 98033 Kirkland 40,982 $2,762 $1,517,845
4.2 98122 Seattle 43,234 $2,032 $794,534
4.4 98008 Bellevue 27,242 $4,019 $1,291,296
4.6 98144 Seattle 33,787 $1,946 $750,104
4.7 98105 Seattle 49,767 $1,970 $1,121,900
5.0 98006 Bellevue 40,009 $3,757 $1,532,900
5.6 98102 Seattle 27,333 $1,958 $736,729
5.8 98115 Seattle 54,349 $2,255 $1,007,739
5.9 98052 Redmond 80,717 $2,563 $1,255,271
5.9 98104 Seattle 16,542 $2,041 $529,302
6.0 98101 Seattle 17,153 $2,647 $546,852
6.0 98118 Seattle 50,500 $1,983 $706,726
6.5 98109 Seattle 34,328 $2,564 $747,178
6.6 98121 Seattle 21,166 $2,757 $521,052
6.7 98034 Kirkland 52,531 $2,520 $987,904
6.8 98134 Seattle 645 — $424,988
7.3 98108 Seattle 25,529 $2,226 $664,850
7.4 98056 Renton 35,849 $2,314 $828,266
7.4 98103 Seattle 52,671 $2,291 $875,835
7.5 98074 Sammamish 30,761 $3,381 $1,470,667
7.8 98119 Seattle 26,879 $2,026 $1,018,013
8.1 98125 Seattle 44,520 $1,914 $778,253
8.1 98075 Sammamish 25,498 $3,562 $1,703,004
8.5 98178 Seattle 26,748 $2,109 $636,859
8.6 98106 Seattle 28,690 $2,403 $642,178

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.