Zip lookup · WA

99009
Elk, Washington.

Elk, Spokane County, WA · Spokane-Spokane Valley, WA metro · population 4,506

What it costs per month · 99009 $2,567/mo

to buy the typical home at today's mortgage rate — +$1,385 (+117%) since Jan 2020.

What the home itself did
1 year
Up $6,636 +1%
$482,528$489,163 since Sep 2025
5 years
Up $30,488 +7%
$458,675$489,163 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 99009 $2,567 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 99009$2,567
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 54 years.

Typical home values in zip 99009 rose 1.4% over the past year — in step with the nation.

This zip spans 2 counties: Spokane County, WA 66% · Pend Oreille County, WA 34%

Zillow also publishes an index for the city itself: Elk, WA — measured over the city limits, which is a different area from this zip.

Typical home value $489,163 as of Sep 2026
+1.4%year on year

Typical home value — 99009

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 99009 $489,163 Spokane $415,045 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • 99009$489,163
  • Spokane$415,045
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.4 99003 Chattaroy 4,810 — $586,035
9.9 99156 Newport 9,195 — $408,622
12.5 99021 Mead 8,942 — $512,092
12.8 83804 Blanchard 2,092 — $542,756
13.1 99006 Deer Park 16,177 $2,008 $463,523
13.6 99005 Colbert 10,815 $1,868 $595,762
15.1 83822 Oldtown 2,442 — $518,911
15.4 99110 Clayton 1,505 — $423,625
16.1 99148 Loon Lake 2,794 — $417,514
16.8 83869 Spirit Lake 5,504 — $604,350
17.9 99025 Newman Lake 5,668 — $491,676
19.5 99208 Spokane 58,669 $1,655 $457,493
19.7 99217 Spokane 21,441 $1,456 $368,353
19.8 99218 Spokane 16,897 $1,512 $463,185

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.