Aberdeen, Maryland.
Typical home $342,522 (+0.1% in a year), asking rent $1,918 (+3.5%). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$896 (+99%) since Jan 2020.
- 1 year
- Up $363 +0%
- $342,159$342,522 since Sep 2025
- 5 years
- Up $51,193 +18%
- $291,329$342,522 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Aberdeen$1,798
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in Aberdeen, MD rose 0.1% over the past year — slower than the nation's +1.2%.
Asking rents in Aberdeen, MD rose 3.5% over the past year — faster than the nation's +2.7%.
Owning the typical home in Aberdeen runs $501/mo more than renting one. The gap peaked at $630 in Oct 2023.
That is $2,419 a month against $1,918 rent: a $1,798 mortgage payment, plus $255 property tax and $367 insurance & upkeep.
Owning vs renting — Aberdeen
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,419
- Renting$1,918
- Mortgage only$1,798
Property tax · $255/mo 0.89% of value a year — the ACS 2020-2024 median bill over the median home value for Harford County, MD
Insurance & upkeep · $367/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Aberdeen, Harford County, Maryland
Aberdeen is a city of 16,254 people in Harford County. Half its households earn more than $74,826 a year and half less, against $112,265 across Harford County; 14% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Harford County was 3.6% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in government, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Aberdeen is a city in Harford County, Maryland, with a population that skews a little younger than many towns its size. Household incomes are well below the county's, and more people here live below the poverty line than is typical of a county known for its comfortable suburbs. Most homes are lived in by their owners, though a good number of households rent. Winters are cold, with January the chilliest month, and summers are warm, with July the hottest. Rain and melted snow add up to a fair amount over the year.
Work. Many residents work in government, shops, schools, hospitals and social care, and professional and business services. Some of the largest workplaces in Aberdeen are in warehousing and delivery, including Amazon, UPS and Frito Lay's snack food manufacturing. Walmart is also among the biggest employers. Commutes tend to be moderate in length, and only a small share of people work from home.
Things to do. For time outdoors, Susquehanna State Park and the Susquehanna National Wildlife Refuge are both protected areas a short drive away. The National Aquarium and the Walters Art Museum are among the places people go for a day out, each a longer drive away. Fort McHenry, a historic fort, is also a longer drive off.
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- 7,300households
- 26%of adults have a degree
- 14%below the poverty line
- 28 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Harford County had 96,105 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 25°; warmest in July, with highs near 86° and lows near 68°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Aberdeen Phillips Field weather station, 3 miles away (NOAA).
Largest workplaces in Aberdeen
- AmazonCouriers and express delivery services1,075
- Frito LAYOther snack food manufacturing850
- WalmartWarehouse clubs and supercenters336
- UPSCouriers and express delivery services335
- CS Wholesale Grocers : Aberdeen, MD (FDC)239
- Fanatics Retail Group FullfillmentE-commerce201
- Benfield ElectricElectrical, electrical wiring, and low voltage electrical work142
- TargetDiscount department stores122
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 3,751 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Heat wavesRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Aberdeen’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harford County and the Baltimore-Columbia-Towson, MD metro.
Aberdeen home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Aberdeen$342,522
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Aberdeen listings, and the typical home goes pending in 21 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Aberdeen29.63%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Aberdeen21
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Aberdeen81
New listings per month
Sellers arriving at the market.
- Aberdeen29
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Aberdeen$327,218
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Aberdeen99.39%
Zip codes with a Aberdeen address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Aberdeen — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.