Aberdeen, South Dakota.
Typical home $243,640 (+5.5% in a year), asking rent $1,098 (+12.7%). Aberdeen, SD metro.
to buy the typical home at today's mortgage rate — +$662 (+107%) since Jan 2020.
- 1 year
- Up $12,731 +6%
- $230,909$243,640 since Sep 2025
- 5 years
- Up $49,483 +25%
- $194,157$243,640 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Aberdeen$1,279
- South Dakota$1,668
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Aberdeen, SD rose 5.5% over the past year — faster than the nation's +1.2%.
Asking rents in Aberdeen, SD rose 12.7% over the past year — faster than the nation's +2.7%.
Owning the typical home in Aberdeen runs $680/mo more than renting one. The gap peaked at $686 in Jul 2025.
That is $1,778 a month against $1,098 rent: a $1,279 mortgage payment, plus $239 property tax and $261 insurance & upkeep.
Owning vs renting — Aberdeen
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,778
- Renting$1,098
- Mortgage only$1,279
Property tax · $239/mo 1.18% of value a year — the ACS 2020-2024 median bill over the median home value for Brown County, SD
Insurance & upkeep · $261/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Aberdeen, Brown County, South Dakota
Aberdeen is a city of 28,495 people in Brown County. Half its households earn more than $64,405 a year and half less, against $70,898 across Brown County; 14% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Aberdeen was 2.2% in August 2026, and Brown County had 1.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Aberdeen is a small city in Brown County, South Dakota, and the largest community for a good distance around. Residents are somewhat younger than in much of the country, and most homes are lived in by their owners. Household incomes run a little below the county's, and a typical home is priced well under what rent would suggest for a larger metro area. Winters are cold and the summers pleasantly warm, with a moderate amount of rain and melted snow across the year.
Work. Many residents work in schools, hospitals and social care, with shops, restaurants and hotels, and manufacturing also employing a good number. Among the largest workplaces in Aberdeen are Avera St. Lukes, the Aberdeen School District and Northern State University. Unemployment is low and has held steady over the past year, though Brown County has seen slightly fewer jobs than the year before. Commutes are short, and few people work from home.
Things to do. In or beside town, Kuhnert Arboretum is a botanical garden for a quiet walk, and Dacotah Bank Stadium is a place to catch a game. A short drive away, Lords Lake offers time by the water, and the Sand Lake Wetland Management District is a protected area of wetlands and open land. A longer drive leads to Sand Lake National Wildlife Refuge.
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- 12,469households
- 35%of adults have a degree
- 14%below the poverty line
- 12 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Brown County had 19,589 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 21° and lows near 2°; warmest in July, with highs near 83° and lows near 60°. About 22 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Aberdeen East weather station, 3 miles away (NOAA).
Largest workplaces in Aberdeen
- Avera St. LukesGeneral hospital711FTE
- Aberdeen School District 06-1School district561FTE
- WalmartWarehouse clubs and supercenters403
- Northern State UniversityUniversity or college393
- Sanford Aberdeen Medical CenterGeneral hospital332FTE
- Coborn's160
- Avera Mother Joseph Manor Retirement CommunitySkilled nursing facilities158
- Midstates GroupOffset printing157
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,673 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- Strong windRelatively high
- Ice stormsRelatively high
- HailRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Aberdeen’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Brown County and the Aberdeen, SD metro.
Aberdeen home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Aberdeen$243,640
- South Dakota$317,874
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Aberdeen listings, and the typical home goes pending in 18 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Aberdeen23.72%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Aberdeen18
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Aberdeen121
New listings per month
Sellers arriving at the market.
- Aberdeen43
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Aberdeen$270,659
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Aberdeen96.99%
Zip codes with a Aberdeen address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Aberdeen — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.