Abilene, Texas.
Typical home $223,853 (+10.0% in a year), asking rent $1,988 (+29.8%). Abilene, TX metro.
to buy the typical home at today's mortgage rate — +$639 (+119%) since Jan 2020.
- 1 year
- Up $20,286 +10%
- $203,566$223,853 since Sep 2025
- 5 years
- Up $50,654 +29%
- $173,199$223,853 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Abilene$1,175
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Abilene, TX rose 10.0% over the past year — faster than the nation's +1.2%.
Asking rents in Abilene, TX rose 29.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Abilene runs $317/mo less than renting one. The gap peaked at $455 in Jun 2026.
That is $1,671 a month against $1,988 rent: a $1,175 mortgage payment, plus $256 property tax and $240 insurance & upkeep.
Owning vs renting — Abilene
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,671
- Renting$1,988
- Mortgage only$1,175
Property tax · $256/mo 1.37% of value a year — the ACS 2020-2024 median bill over the median home value for Taylor County, TX
Insurance & upkeep · $240/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Abilene, Taylor County, Texas
Abilene is a city of 125,182 people in Taylor County. Half its households earn more than $62,648 a year and half less, against $67,139 across Taylor County; 16% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Abilene was 3.8% in August 2026, and Taylor County had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Abilene is a city in Taylor County on the West Texas plains, and most homes here are lived in by their owners, while a good share of households rent. Household incomes in the city run below the county's, and a meaningful part of the population lives below the poverty line. Winters are cold with occasional light snow, summers are hot, and a moderate amount of rain and melted snow falls over the year.
Work. Many residents work in schools, hospitals and social care, and shops, restaurants, hotels and entertainment also employ large numbers of people. Professional and business services round out the main sources of work, and jobs across Taylor County edged upward over the past year. Unemployment in the city is low, and few people work from home, so most workers travel to a workplace each day.
Things to do. Crutcher Scott Field is a stadium in or beside town, and The Grace Museum is a museum in or beside town. Abilene Zoological Gardens, a zoo a short drive away, is another good outing for a day.
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- 46,917households
- 27%of adults have a degree
- 16%below the poverty line
- 16 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Taylor County had 68,821 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 34°; warmest in July, with highs near 96° and lows near 73°. About 4 inches of snow and 25 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Abilene Regional Airport weather station, 4 miles away (NOAA).
Largest workplaces in Abilene
- Hendrick Medical CenterGeneral hospital2,467FTE
- Abilene ISDSchool district2,323FTE
- Wylie ISDSchool district667FTE
- Hendrick Health Service CenterBilling services560
- AbiMar FoodsSpecialty food stores530
- H-E-BRetail462
- WalmartWarehouse clubs and supercenters437
- WalmartWarehouse clubs and supercenters403
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 115 workplaces with 20 or more staff, 15,122 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Winter weatherRelatively high
- Lightningrelatively high in parts of AbileneRelatively moderate
- Heat wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Abilene’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Taylor County and the Abilene, TX metro.
Abilene home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Abilene$223,853
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Abilene listings, and the typical home goes pending in 10 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Abilene25.87%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Abilene10
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Abilene414
New listings per month
Sellers arriving at the market.
- Abilene177
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Abilene$270,796
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Abilene98.94%
Zip codes with a Abilene address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Abilene — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Abilene
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 79606 | Abilene | 29,182 | $2,154 | $310,973 |
| 79605 | Abilene | 28,467 | $1,677 | $184,738 |
| 79601 | Abilene | 28,050 | $2,044 | $217,328 |
| 79602 | Abilene | 27,425 | $2,276 | $272,846 |
| 79603 | Abilene | 23,548 | $1,868 | $146,867 |