Accident, Maryland.
Typical home $309,805 (+3.1% in a year).
to buy the typical home at today's mortgage rate — +$918 (+130%) since Jan 2020.
- 1 year
- Up $9,287 +3%
- $300,517$309,805 since Sep 2025
- 5 years
- Up $54,338 +21%
- $255,467$309,805 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Accident$1,626
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Accident, MD rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Accident, Garrett County, Maryland
Accident is a town of 338 people in Garrett County. Unemployment in Garrett County was 3.7% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most people in Garrett County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Accident is a very small town in Garrett County, Maryland, in the western part of the state. Homes here are valued below what is typical across much of the country, and fewer adults hold a four-year degree than in many places. Winters are cold, with the coldest weather in January, while July brings the warmest days, which are mild rather than hot.
Work. Residents work mostly in schools, hospitals and social care, with shops, the building trades and manufacturing also employing many. Across Garrett County, some of the largest workplaces are Garrett County Public Schools, Garrett County Memorial Hospital and Walmart. Getting to work is a short trip for most people, and only a small number work from home. Jobs across the county slipped a little last year.
Things to do. Deep Creek Lake, a reservoir, is a short drive away, as is Deep Creek Lake State Park beside it. Wisp Ski Resort, also a short drive off, draws people in the snowy months. A longer drive leads to Fallingwater, a museum, for those who like to make a day of it.
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- 19%of adults have a degree
- 17 mintypical commute
- 8%work from home
What people in Garrett County work in
Employed residents by industry, from the Census survey. Garrett County had 12,052 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 17°; warmest in July, with highs near 79° and lows near 56°.
Average daily high and low, 1991–2020, at the Sines Deep Creek weather station, 9 miles away (NOAA).
Largest workplaces in Garrett County
- Garrett County Public SchoolsSchool district558FTE
- Garrett County Memorial HospitalGeneral hospital397FTE
- WalmartWarehouse clubs and supercenters319
- Pillar InnovationsUnderground mining machinery manufacturing312
- Garrett CollegeTwo-year college244
- BeitzelBalcony, precast concrete, installation239
- Goodwill Mennonite HomeNursing homes207
- Appalachian Parent AssociationIntellectual and developmental disability facilities, residential158
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 2,365 people in all across the county; Accident has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Accident’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Garrett County.
Accident home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Accident$309,805
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Accident6
Zip codes with a Accident address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Accident — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.