Agate, Colorado.
Typical home $479,218 (+1.8% in a year). Denver-Aurora-Lakewood, CO metro.
to buy the typical home at today's mortgage rate — +$1,215 (+94%) since Jan 2020.
- 1 year
- Up $8,685 +2%
- $470,532$479,218 since Sep 2025
- 5 years
- Down $31,077 -6%
- $510,295$479,218 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Agate$2,515
- Colorado$2,777
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Agate, CO rose 1.8% over the past year — faster than the nation's +1.2%.
Living in Agate, Elbert County, Colorado
The Census does not count Agate on its own, so the figures here are Elbert County's. Half the county's households earn more than $132,685 a year and half less; 5% of the county's people live below the poverty line. 95% of the county's homes are lived in by their owners and 5% are rented. Unemployment in Elbert County was 4.0% in August 2026, and the county had 5.1% more jobs in 2025 than the year before. The most people in Elbert County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Agate is a small town on the high plains east of the Rocky Mountains, in Elbert County. Most homes are lived in by their owners, and poverty is uncommon among county residents, with household incomes generally high. Winters are colder than in most of the country, with the coldest weather in December, while summers are warm, peaking in July, and the area receives a modest amount of rain and melted snow each year.
Work. Across Elbert County, residents most often work in schools, hospitals and social care, professional and business services, the building trades, and shops. Jobs grew over the most recent year, though unemployment has edged up in recent months. Many adults hold a four-year degree, and a notable share of residents work from home, while the typical commute is a lengthy drive.
Things to do. The best known place nearby is the World's Wonder View Tower, a museum that lies a longer drive away from town. It makes a good outing for those willing to travel a little farther from home.
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- 10,004households
- 45.0median age
- 36%of adults have a degree
- 5%below the poverty line
- 41 mintypical commute
- 21%work from home
What people in Elbert County work in
Employed residents by industry, from the Census survey. Elbert County had 5,138 jobs in 2025, 5.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 42° and lows near 10°; warmest in July, with highs near 87° and lows near 54°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Limon Wsmo weather station, 21 miles away (NOAA).
Largest workplaces in Elbert County
- Elizabeth School DistrictSchool district362FTE
- WalmartWarehouse clubs and supercenters194
- SafewaySupermarkets and other grocery stores90
- Big Sandy School District No. 100JSchool district62FTE
- Twin Rivers DeliveryCourier services57
- School District No. C-2 in the county of Elbert and State ofSchool district53FTE
- ViaflexTank lining contractors52
- Elbert School District No. 200School district50FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 529 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireRelatively moderate
- HailRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Elbert County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Elbert County and the Denver-Aurora-Lakewood, CO metro.
Agate home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Agate$479,218
- Colorado$529,013
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Agate address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Agate — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.