Agency, Missouri.
Typical home $338,266 (+7.2% in a year). St. Joseph, MO-KS metro.
to buy the typical home at today's mortgage rate — +$1,033 (+139%) since Jan 2020.
- 1 year
- Up $22,818 +7%
- $315,448$338,266 since Sep 2025
- 5 years
- Up $88,977 +36%
- $249,289$338,266 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Agency$1,775
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Agency, MO rose 7.2% over the past year — faster than the nation's +1.2%.
Living in Agency, Buchanan County, Missouri
Agency is a village of 671 people in Buchanan County. Half its households earn more than $106,000 a year and half less, against $62,158 across Buchanan County; 1% of its people live below the poverty line. 98% of its homes are lived in by their owners and 2% are rented. Unemployment in Buchanan County was 4.1% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Agency is a small village in Buchanan County, Missouri, and a very small place by any measure. Nearly everyone who lives here owns their home, and household incomes run well above the county's, with very few residents living below the poverty line. Winters are cold, with January the coldest month, and summers are hot, with July the warmest; precipitation arrives as a mix of rain and melted snow across the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Across Buchanan County, some of the largest workplaces are Heartland Regional Medical Center, Altec Industries and Triumph Foods. Unemployment in the county is a little lower than a year earlier, and the county has added a small number of jobs.
Things to do. A short drive away, the Pony Express Museum and the Glore Psychiatric Museum offer a look at local and regional history, and the Missouri Theatre is a place to catch a show. For time outdoors, Lewis and Clark State Park and Weston Bend State Park are protected areas a longer drive away, and Bean Lake is a longer drive as well.
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- 290households
- 24%of adults have a degree
- 1%below the poverty line
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Buchanan County had 46,348 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 17°; warmest in July, with highs near 88° and lows near 67°. About 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Joseph Rosecrans Airport weather station, 12 miles away (NOAA).
Largest workplaces in Buchanan County
- Heartland Regional Medical CenterGeneral hospital3,892FTE
- Altec IndustriesManufacturing2,538
- Triumph FoodsPork carcasses, half carcasses, and primal and sub-primal cuts produced in slaughtering plants2,245
- Lehr Construction CompanyConstruction management, industrial building1,176
- St. Joseph SchoolsSchool district1,171FTE
- Boehringer Ingelheim Animal HealthVaccines manufacturing878
- THE Hillshire Brands CompanyMeat processed from carcasses829
- Clarios - St. Joseph MO DAPStorage battery manufacturing709
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 108 workplaces with 20 or more staff, 22,353 people in all across the county; Agency has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- Heat wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Agency’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Buchanan County and the St. Joseph, MO-KS metro.
Agency home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Agency$338,266
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Agency address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Agency — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.