Missouri.
39th most expensive state. Typical home $265,387 (+3.4% in a year), estimated payment $1,463 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$768 (+123%) since Jan 2020.
- 1 year
- Up $8,697 +3%
- $256,691$265,387 since Sep 2025
- 5 years
- Up $55,301 +26%
- $210,086$265,387 since Sep 2021
- 10 years
- Up $121,871 +85%
- $143,516$265,387 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Missouri rose 3.4% over the past year — faster than the nation's +1.2%.
Buying the typical Missouri home now takes 25% of the median household income ($70,702/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Missouri23.64%
- United States28.57%
Missouri home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Missouri$265,387
- United States$366,157
Metros in Missouri
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Kansas City | $1,534 | +3.8% | $324,887 | +3.7% |
| 2 | Columbia | $1,457 | +5.6% | $318,695 | +2.7% |
| 3 | Warrensburg | $1,106 | +6.5% | $284,129 | +4.0% |
| 4 | Jefferson City | $1,010 | +6.3% | $275,402 | +7.1% |
| 5 | St. Louis | $1,427 | +4.1% | $273,164 | +3.3% |
| 6 | Springfield | $1,251 | +5.5% | $270,546 | +3.2% |
| 7 | Branson | $1,344 | +4.3% | $245,525 | -0.6% |
| 8 | Lebanon | $972 | — | $237,483 | +5.2% |
| 9 | Rolla | $822 | +5.1% | $232,322 | +5.3% |
| 10 | Fort Leonard Wood | $1,217 | +8.8% | $231,878 | +4.3% |
| 11 | Joplin | $1,242 | +3.7% | $226,654 | +2.6% |
| 12 | Cape Girardeau | $1,013 | +3.5% | $225,700 | +4.3% |
| 13 | Maryville | — | — | $221,507 | +3.7% |
| 14 | West Plains | — | — | $221,233 | +7.3% |
| 15 | Hannibal | $1,112 | — | $215,665 | +4.5% |
| 16 | St. Joseph | $1,004 | +3.1% | $211,906 | +4.9% |
| 17 | Sedalia | $1,082 | +10.4% | $197,661 | +2.0% |
| 18 | Marshall | — | — | $194,296 | +6.0% |
| 19 | Farmington | $999 | — | $193,127 | +2.4% |
| 20 | Kirksville | $811 | +3.2% | $192,092 | +4.8% |
| 21 | Mexico | — | — | $190,177 | +8.5% |
| 22 | Moberly | — | — | $180,862 | +5.5% |
| 23 | Poplar Bluff | — | — | $170,792 | +10.1% |
| 24 | Sikeston | $924 | — | $161,564 | +0.5% |
| 25 | Kennett | — | — | $94,970 | +7.5% |
Go deeper: every zip in Missouri.