States · Missouri · Gentry County

Albany, Missouri.

Typical home $130,577 (+2.1% in a year).

What it costs per month · Albany $685/mo

to buy the typical home at today's mortgage rate — +$352 (+106%) since Jan 2020.

What the home itself did
1 year
Up $2,733 +2%
$127,843$130,577 since Sep 2025
5 years
Up $19,390 +17%
$111,186$130,577 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Albany $685 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Albany$685
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in Albany, MO rose 2.1% over the past year — faster than the nation's +1.2%.

Living in Albany, Gentry County, Missouri

Albany is a city of 1,679 people in Gentry County. Half its households earn more than $44,926 a year and half less, against $55,848 across Gentry County; 19% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Gentry County was 3.4% in August 2026, and the county had 2.6% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,679 in the 2020 census; median age 39.1
Household income $44,926 the median, give or take $7,945 · Gentry County: $55,848
Unemployment 3.4% Gentry County, August 2026; 4.2% a year before
Homes 66% lived in by their owners; 34% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Albany is a small city and the seat of Gentry County, Missouri, with a population that makes it a place where neighbors tend to know one another. The median age sits close to that of the country as a whole, and most homes are lived in by their owners. Household incomes run below the county's, and typical home values are modest. Winters are cold and summers are warm, with a fair amount of rain and melted snow across the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades close behind. The largest workplaces in Albany are Northwest Medical Center, a critical access hospital, along with Albany R-III Schools and Hy-Vee. Across Gentry County there are somewhat fewer jobs than a year earlier, though unemployment has eased over the same stretch. Commutes are short, and only a small number of people work from home.

Things to do. Albany is a place for quiet time outdoors beside the water. Weldon Branch, a small river, runs in or beside town. Wildcat Creek and Big Muddy Creek are both a short drive away, and make for easy outings on a mild day.

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  • 833households
  • 21%of adults have a degree
  • 19%below the poverty line
  • 17 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care30%
  • Manufacturing15%
  • Shops (retail)14%
  • Building trades9%
  • Restaurants, hotels and entertainment9%
  • Government8%

Employed residents by industry, from the Census survey. Gentry County had 2,121 jobs in 2025, 2.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 14°; warmest in July, 88° and 67° 20° 40° 60° 80° J 35° 14° F M A M J J 88° 67° A S O N D
Average daily high and low for each month: coldest in January, 35° and 14°; warmest in July, 88° and 67° 20° 40° 60° 80° J 35° 14° F M A M J J 88° 67° A S O N D

Coldest in January, with highs near 35° and lows near 14°; warmest in July, with highs near 88° and lows near 67°. About 37 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Albany weather station, under a mile away (NOAA).

Largest workplaces in Albany

  1. Northwest Medical CenterCritical access hospital167FTE
  2. Albany R-iii SchoolsSchool district57FTE
  3. Hy-VeeSupermarkets and other grocery except convenience stores24

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 207 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesVery high
  2. TornadoesVery high
  3. DroughtRelatively high
  4. HailRelatively high
  5. Cold wavesRelatively high
  6. Strong windRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Albany’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gentry County.

Albany home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Albany $130,577 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Albany$130,577
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

6 8 10 2024 2025 2026 Albany 11
6 8 10 2024 2025 2026
  • Albany11

Zip codes with a Albany address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Albany — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Albany