Albany, Texas.
Typical home $159,659 (+3.1% in a year).
to buy the typical home at today's mortgage rate — +$275 (+49%) since Jan 2020.
- 1 year
- Up $4,868 +3%
- $154,791$159,659 since Sep 2025
- 5 years
- Down $36,703 -19%
- $196,362$159,659 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Albany$838
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Albany, TX rose 3.1% over the past year — faster than the nation's +1.2%.
Living in Albany, Shackelford County, Texas
Albany is a city of 1,854 people in Shackelford County. Half its households earn more than $68,000 a year and half less, against $73,047 across Shackelford County; 10% of its people live below the poverty line. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Shackelford County was 3.6% in August 2026, and the county had 6.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Albany is a small Texas city where most homes are lived in by their owners, and residents tend to be older than in much of the country. Incomes run a little below the county's, and a four-year degree is held by a good share of adults. Winters are cold but short on snow, summers are hot, and the rainfall is modest.
Work. Many residents work in schools, hospitals and social care, with others in farming, forestry and mining, in transport and utilities, or in shops. Across Shackelford County, the largest workplaces include Albany ISD, API Perforating and Brookshire's. The county has fewer jobs than it did a year earlier, while unemployment has held close to where it stood a year ago.
Things to do. For time on the water, Lake Stamford is the best known nearby lake, and Lake Cisco is a reservoir within driving distance. Both are a longer drive away. Paint Creek, a river, is also a longer drive from town.
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- 720households
- 35%of adults have a degree
- 10%below the poverty line
- 22 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Shackelford County had 1,209 jobs in 2025, 6.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 32°; warmest in August, with highs near 95° and lows near 70°. About 2 inches of snow and 29 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Albany weather station, 2 miles away (NOAA).
Largest workplaces in Shackelford County
- TIC - The Industrial CompanyIndustrial building construction194
- API PerforatingPerforating oil and gas well casings on a contract basis193
- Albany ISDSchool district82FTE
- Lueders-avoca ISDSchool district33FTE
- Moran ISDSchool district31FTE
- Brookshire'sSupermarkets and other grocery retailers20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 407 people in all across the county; Albany has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- WildfireRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Albany’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shackelford County.
Albany home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Albany$159,659
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Albany10
Zip codes with a Albany address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Albany — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.